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Cheatography

THE MARKET FOR HEALTH INSURANCES Cheat Sheet (DRAFT) by

Health Economy in Ireland

This is a draft cheat sheet. It is a work in progress and is not finished yet.

I. Health Insurances

Two or Three Healthcare Market Models
1. Why Health Insurances ?
Demand is Uncertain -> risk from unexpected ill health
Health Insurance removes the Uncert­ainty
 

I. Health Insurances

2- Health Care Financing
Three types of Third Party Payer
Government
Social Health Insurance Funds
Private Health Insurance Providers
Three methods of financing Insurance Premiums:
Taxation
Social Health Insurance Contri­butions
Private Health Insurance Premiums
 

Shema

Public & Private

 
Public
Private
 
Compul­sory: 70% Taxation
Voluntary: 14%
Who
Public Health Insurance
Private indivi­duals purchasing policies
What
100% Population
Categorie 1: Medical Card 30%-40%
Category 2: Non-Me­dical Card 60%-70%
40%-50%