\documentclass[10pt,a4paper]{article} % Packages \usepackage{fancyhdr} % For header and footer \usepackage{multicol} % Allows multicols in tables \usepackage{tabularx} % Intelligent column widths \usepackage{tabulary} % Used in header and footer \usepackage{hhline} % Border under tables \usepackage{graphicx} % For images \usepackage{xcolor} % For hex colours %\usepackage[utf8x]{inputenc} % For unicode character support \usepackage[T1]{fontenc} % Without this we get weird character replacements \usepackage{colortbl} % For coloured tables \usepackage{setspace} % For line height \usepackage{lastpage} % Needed for total page number \usepackage{seqsplit} % Splits long words. %\usepackage{opensans} % Can't make this work so far. Shame. Would be lovely. \usepackage[normalem]{ulem} % For underlining links % Most of the following are not required for the majority % of cheat sheets but are needed for some symbol support. \usepackage{amsmath} % Symbols \usepackage{MnSymbol} % Symbols \usepackage{wasysym} % Symbols %\usepackage[english,german,french,spanish,italian]{babel} % Languages % Document Info \author{Varda} \pdfinfo{ /Title (personal-finance-notes-8th-canadian-edition.pdf) /Creator (Cheatography) /Author (Varda) /Subject (Personal Finance Notes 8th Canadian Edition Cheat Sheet) } % Lengths and widths \addtolength{\textwidth}{6cm} \addtolength{\textheight}{-1cm} \addtolength{\hoffset}{-3cm} \addtolength{\voffset}{-2cm} \setlength{\tabcolsep}{0.2cm} % Space between columns \setlength{\headsep}{-12pt} % Reduce space between header and content \setlength{\headheight}{85pt} % If less, LaTeX automatically increases it \renewcommand{\footrulewidth}{0pt} % Remove footer line \renewcommand{\headrulewidth}{0pt} % Remove header line \renewcommand{\seqinsert}{\ifmmode\allowbreak\else\-\fi} % Hyphens in seqsplit % This two commands together give roughly % the right line height in the tables \renewcommand{\arraystretch}{1.3} \onehalfspacing % Commands \newcommand{\SetRowColor}[1]{\noalign{\gdef\RowColorName{#1}}\rowcolor{\RowColorName}} % Shortcut for row colour \newcommand{\mymulticolumn}[3]{\multicolumn{#1}{>{\columncolor{\RowColorName}}#2}{#3}} % For coloured multi-cols \newcolumntype{x}[1]{>{\raggedright}p{#1}} % New column types for ragged-right paragraph columns \newcommand{\tn}{\tabularnewline} % Required as custom column type in use % Font and Colours \definecolor{HeadBackground}{HTML}{333333} \definecolor{FootBackground}{HTML}{666666} \definecolor{TextColor}{HTML}{333333} \definecolor{DarkBackground}{HTML}{17A32A} \definecolor{LightBackground}{HTML}{F0F9F1} \renewcommand{\familydefault}{\sfdefault} \color{TextColor} % Header and Footer \pagestyle{fancy} \fancyhead{} % Set header to blank \fancyfoot{} % Set footer to blank \fancyhead[L]{ \noindent \begin{multicols}{3} \begin{tabulary}{5.8cm}{C} \SetRowColor{DarkBackground} \vspace{-7pt} {\parbox{\dimexpr\textwidth-2\fboxsep\relax}{\noindent \hspace*{-6pt}\includegraphics[width=5.8cm]{/web/www.cheatography.com/public/images/cheatography_logo.pdf}} } \end{tabulary} \columnbreak \begin{tabulary}{11cm}{L} \vspace{-2pt}\large{\bf{\textcolor{DarkBackground}{\textrm{Personal Finance Notes 8th Canadian Edition Cheat Sheet}}}} \\ \normalsize{by \textcolor{DarkBackground}{Varda} via \textcolor{DarkBackground}{\uline{cheatography.com/165279/cs/38480/}}} \end{tabulary} \end{multicols}} \fancyfoot[L]{ \footnotesize \noindent \begin{multicols}{3} \begin{tabulary}{5.8cm}{LL} \SetRowColor{FootBackground} \mymulticolumn{2}{p{5.377cm}}{\bf\textcolor{white}{Cheatographer}} \\ \vspace{-2pt}Varda \\ \uline{cheatography.com/varda} \\ \end{tabulary} \vfill \columnbreak \begin{tabulary}{5.8cm}{L} \SetRowColor{FootBackground} \mymulticolumn{1}{p{5.377cm}}{\bf\textcolor{white}{Cheat Sheet}} \\ \vspace{-2pt}Not Yet Published.\\ Updated 2nd May, 2023.\\ Page {\thepage} of \pageref{LastPage}. \end{tabulary} \vfill \columnbreak \begin{tabulary}{5.8cm}{L} \SetRowColor{FootBackground} \mymulticolumn{1}{p{5.377cm}}{\bf\textcolor{white}{Sponsor}} \\ \SetRowColor{white} \vspace{-5pt} %\includegraphics[width=48px,height=48px]{dave.jpeg} Measure your website readability!\\ www.readability-score.com \end{tabulary} \end{multicols}} \begin{document} \raggedright \raggedcolumns % Set font size to small. Switch to any value % from this page to resize cheat sheet text: % www.emerson.emory.edu/services/latex/latex_169.html \footnotesize % Small font. \begin{multicols*}{3} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Money management strategy}} \tn \SetRowColor{white} \mymulticolumn{1}{x{5.377cm}}{{\bf{{\emph{Personal Financial Planning - An intro}}}} \newline % Row Count 1 (+ 1) - Process of maintaining and achieving satisfaction \newline % Row Count 3 (+ 2) 6 Step planning - Factors of financial goals - guidelines of the goals \newline % Row Count 5 (+ 2) {\bf{{\emph{Six - Step}}}} \newline % Row Count 6 (+ 1) 1. Develop financial goals - what values/beliefs/attitude towards earning/spending/saving \newline % Row Count 8 (+ 2) 2. current financial situation - current assets+ debt balances + amounts spent for items \newline % Row Count 10 (+ 2) 3. Identify courses of action - continue, expand, change, new \newline % Row Count 12 (+ 2) 4. Evaluate \newline % Row Count 13 (+ 1) 5 Create and implement \newline % Row Count 14 (+ 1) 6 Re-evaluate and revise \newline % Row Count 15 (+ 1) {\bf{{\emph{Types of Risk}}}} \newline % Row Count 16 (+ 1) Economic | Personal \newline % Row Count 17 (+ 1) Interest | Death \newline % Row Count 18 (+ 1) Inflation | Income loss \newline % Row Count 19 (+ 1) Liquidity | Health \newline % Row Count 20 (+ 1) Product | Asset + Liability \newline % Row Count 21 (+ 1) {\bf{{\emph{Goal Guidelines}}}} \newline % Row Count 22 (+ 1) 1. Realistic \newline % Row Count 23 (+ 1) 2. Specific + Measurable \newline % Row Count 24 (+ 1) 3. Time frame \newline % Row Count 25 (+ 1) 4. Indicate action \newline % Row Count 26 (+ 1) Market Forces \newline % Row Count 27 (+ 1) Financial Institutions \newline % Row Count 28 (+ 1) Global Influences \newline % Row Count 29 (+ 1) Economic Conditions \newline % Row Count 30 (+ 1) } \tn \end{tabularx} \par\addvspace{1.3em} \vfill \columnbreak \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Money management strategy (cont)}} \tn \SetRowColor{white} \mymulticolumn{1}{x{5.377cm}}{Personal Opportunity Costs \newline % Row Count 1 (+ 1) Interest Calculations \newline % Row Count 2 (+ 1) Future Value of a Single Amount/ Series of Deposits \newline % Row Count 4 (+ 2) Present Value of a Single Amount/Series of Deposits% Row Count 6 (+ 2) } \tn \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Financial Statements and Budgeting}} \tn \SetRowColor{white} \mymulticolumn{1}{x{5.377cm}}{} \tn \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Planning your Tax Strategy}} \tn \SetRowColor{white} \mymulticolumn{1}{x{5.377cm}}{} \tn \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{The banking services of financial institutions}} \tn \SetRowColor{white} \mymulticolumn{1}{x{5.377cm}}{} \tn \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Personal Finacial Planning Introduction}} \tn \SetRowColor{white} \mymulticolumn{1}{x{5.377cm}}{} \tn \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Life, health, and disability insurance}} \tn \SetRowColor{white} \mymulticolumn{1}{x{5.377cm}}{} \tn \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Investing your financial resources}} \tn \SetRowColor{white} \mymulticolumn{1}{x{5.377cm}}{} \tn \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Home and automobile insurance}} \tn \SetRowColor{white} \mymulticolumn{1}{x{5.377cm}}{} \tn \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{The finances of housing, Insuring your assets}} \tn \SetRowColor{white} \mymulticolumn{1}{x{5.377cm}}{} \tn \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Choosing a source of credit}} \tn \SetRowColor{white} \mymulticolumn{1}{x{5.377cm}}{} \tn \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Introduction to consumer credit}} \tn \SetRowColor{white} \mymulticolumn{1}{x{5.377cm}}{} \tn \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Fundamentals of investing}} \tn \SetRowColor{white} \mymulticolumn{1}{x{5.377cm}}{} \tn \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Investing in stocks}} \tn \SetRowColor{white} \mymulticolumn{1}{x{5.377cm}}{} \tn \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Investing in bonds}} \tn \SetRowColor{white} \mymulticolumn{1}{x{5.377cm}}{} \tn \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Investing in mutual funds}} \tn \SetRowColor{white} \mymulticolumn{1}{x{5.377cm}}{} \tn \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Controlling your financial future}} \tn \SetRowColor{white} \mymulticolumn{1}{x{5.377cm}}{} \tn \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Retirement planning}} \tn \SetRowColor{white} \mymulticolumn{1}{x{5.377cm}}{} \tn \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Estate planning}} \tn \SetRowColor{white} \mymulticolumn{1}{x{5.377cm}}{} \tn \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} % That's all folks \end{multicols*} \end{document}