\documentclass[10pt,a4paper]{article}

% Packages
\usepackage{fancyhdr}           % For header and footer
\usepackage{multicol}           % Allows multicols in tables
\usepackage{tabularx}           % Intelligent column widths
\usepackage{tabulary}           % Used in header and footer
\usepackage{hhline}             % Border under tables
\usepackage{graphicx}           % For images
\usepackage{xcolor}             % For hex colours
%\usepackage[utf8x]{inputenc}    % For unicode character support
\usepackage[T1]{fontenc}        % Without this we get weird character replacements
\usepackage{colortbl}           % For coloured tables
\usepackage{setspace}           % For line height
\usepackage{lastpage}           % Needed for total page number
\usepackage{seqsplit}           % Splits long words.
%\usepackage{opensans}          % Can't make this work so far. Shame. Would be lovely.
\usepackage[normalem]{ulem}     % For underlining links
% Most of the following are not required for the majority
% of cheat sheets but are needed for some symbol support.
\usepackage{amsmath}            % Symbols
\usepackage{MnSymbol}           % Symbols
\usepackage{wasysym}            % Symbols
%\usepackage[english,german,french,spanish,italian]{babel}              % Languages

% Document Info
\author{TritonJak (TritonJak)}
\pdfinfo{
  /Title (macro-economics.pdf)
  /Creator (Cheatography)
  /Author (TritonJak (TritonJak))
  /Subject (Macro Economics Cheat Sheet)
}

% Lengths and widths
\addtolength{\textwidth}{6cm}
\addtolength{\textheight}{-1cm}
\addtolength{\hoffset}{-3cm}
\addtolength{\voffset}{-2cm}
\setlength{\tabcolsep}{0.2cm} % Space between columns
\setlength{\headsep}{-12pt} % Reduce space between header and content
\setlength{\headheight}{85pt} % If less, LaTeX automatically increases it
\renewcommand{\footrulewidth}{0pt} % Remove footer line
\renewcommand{\headrulewidth}{0pt} % Remove header line
\renewcommand{\seqinsert}{\ifmmode\allowbreak\else\-\fi} % Hyphens in seqsplit
% This two commands together give roughly
% the right line height in the tables
\renewcommand{\arraystretch}{1.3}
\onehalfspacing

% Commands
\newcommand{\SetRowColor}[1]{\noalign{\gdef\RowColorName{#1}}\rowcolor{\RowColorName}} % Shortcut for row colour
\newcommand{\mymulticolumn}[3]{\multicolumn{#1}{>{\columncolor{\RowColorName}}#2}{#3}} % For coloured multi-cols
\newcolumntype{x}[1]{>{\raggedright}p{#1}} % New column types for ragged-right paragraph columns
\newcommand{\tn}{\tabularnewline} % Required as custom column type in use

% Font and Colours
\definecolor{HeadBackground}{HTML}{333333}
\definecolor{FootBackground}{HTML}{666666}
\definecolor{TextColor}{HTML}{333333}
\definecolor{DarkBackground}{HTML}{4CB000}
\definecolor{LightBackground}{HTML}{F3FAEF}
\renewcommand{\familydefault}{\sfdefault}
\color{TextColor}

% Header and Footer
\pagestyle{fancy}
\fancyhead{} % Set header to blank
\fancyfoot{} % Set footer to blank
\fancyhead[L]{
\noindent
\begin{multicols}{3}
\begin{tabulary}{5.8cm}{C}
    \SetRowColor{DarkBackground}
    \vspace{-7pt}
    {\parbox{\dimexpr\textwidth-2\fboxsep\relax}{\noindent
        \hspace*{-6pt}\includegraphics[width=5.8cm]{/web/www.cheatography.com/public/images/cheatography_logo.pdf}}
    }
\end{tabulary}
\columnbreak
\begin{tabulary}{11cm}{L}
    \vspace{-2pt}\large{\bf{\textcolor{DarkBackground}{\textrm{Macro Economics Cheat Sheet}}}} \\
    \normalsize{by \textcolor{DarkBackground}{TritonJak (TritonJak)} via \textcolor{DarkBackground}{\uline{cheatography.com/20703/cs/3453/}}}
\end{tabulary}
\end{multicols}}

\fancyfoot[L]{ \footnotesize
\noindent
\begin{multicols}{3}
\begin{tabulary}{5.8cm}{LL}
  \SetRowColor{FootBackground}
  \mymulticolumn{2}{p{5.377cm}}{\bf\textcolor{white}{Cheatographer}}  \\
  \vspace{-2pt}TritonJak (TritonJak) \\
  \uline{cheatography.com/tritonjak} \\
  \end{tabulary}
\vfill
\columnbreak
\begin{tabulary}{5.8cm}{L}
  \SetRowColor{FootBackground}
  \mymulticolumn{1}{p{5.377cm}}{\bf\textcolor{white}{Cheat Sheet}}  \\
   \vspace{-2pt}Not Yet Published.\\
   Updated 12th May, 2016.\\
   Page {\thepage} of \pageref{LastPage}.
\end{tabulary}
\vfill
\columnbreak
\begin{tabulary}{5.8cm}{L}
  \SetRowColor{FootBackground}
  \mymulticolumn{1}{p{5.377cm}}{\bf\textcolor{white}{Sponsor}}  \\
  \SetRowColor{white}
  \vspace{-5pt}
  %\includegraphics[width=48px,height=48px]{dave.jpeg}
  Measure your website readability!\\
  www.readability-score.com
\end{tabulary}
\end{multicols}}




\begin{document}
\raggedright
\raggedcolumns

% Set font size to small. Switch to any value
% from this page to resize cheat sheet text:
% www.emerson.emory.edu/services/latex/latex_169.html
\footnotesize % Small font.

\begin{multicols*}{2}

\begin{tabularx}{8.4cm}{x{4 cm} x{4 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{2}{x{8.4cm}}{\bf\textcolor{white}{10 Macroeconomics principles}}  \tn
% Row 0
\SetRowColor{LightBackground}
\#1 Trade-offs are a given & The world has scarce resources: time, oil, food. When we choose to do one thing, we sacrifice another. \tn 
% Row Count 6 (+ 6)
% Row 1
\SetRowColor{white}
\#2 Opportunity Costs & The cost of something is what you gave up to acquire it. I.E. "The next best thing" It is almost never just a monetary cost \tn 
% Row Count 13 (+ 7)
% Row 2
\SetRowColor{LightBackground}
\#3 Rational People Think at the Margin & Rational People (Rational Choice theory):  Assumes that people act in a manner that gives them the greatest benefit in the most logical way that are in their best self interest. \tn 
% Row Count 22 (+ 9)
% Row 3
\SetRowColor{white}
 & Marginal thinking/ change: Small and often incremental adjustments \tn 
% Row Count 26 (+ 4)
% Row 4
\SetRowColor{LightBackground}
\#4 People respond to incentives & Incentive: A thing that motivates or encourages someone to do something. It can be both positive or negative (bribe/punishment) \tn 
% Row Count 33 (+ 7)
\end{tabularx}
\par\addvspace{1.3em}

\vfill
\columnbreak
\begin{tabularx}{8.4cm}{x{4 cm} x{4 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{2}{x{8.4cm}}{\bf\textcolor{white}{10 Macroeconomics principles (cont)}}  \tn
% Row 5
\SetRowColor{LightBackground}
\mymulticolumn{2}{x{8.4cm}}{\#5 Trade can better everyone} \tn 
% Row Count 1 (+ 1)
% Row 6
\SetRowColor{white}
\#6 Markets usually are a good way to organise economic activity & They may not always be physical locations (e.g. online) \tn 
% Row Count 5 (+ 4)
% Row 7
\SetRowColor{LightBackground}
\#7 Governments can sometimes improve market outcomes & E.g. Property Rights (Allowing people to exercise control over scarce resources), laws etc. \tn 
% Row Count 10 (+ 5)
% Row 8
\SetRowColor{white}
{\emph{-}}-{\emph{-}}-{\emph{-}}-{\emph{-}}-{\emph{-}}-{\emph{-}}-{\emph{-}} & {\emph{-}}-{\emph{-}}-{\emph{-}}-{\emph{-}}-{\emph{-}}-{\emph{-}}-{\emph{-}} \tn 
% Row Count 12 (+ 2)
% Row 9
\SetRowColor{LightBackground}
\mymulticolumn{2}{x{8.4cm}}{\#8 A country's SOL depends on its ability to produce goods and services} \tn 
% Row Count 14 (+ 2)
% Row 10
\SetRowColor{white}
\#9 Inflation & Prices rise when the government prints too much money \tn 
% Row Count 17 (+ 3)
% Row 11
\SetRowColor{LightBackground}
\#10 Society faces a short-run trade-off between inflation and unemployment & See the Phillips curve \tn 
% Row Count 21 (+ 4)
% Row 12
\SetRowColor{white}
{\emph{-}}-{\emph{-}}-{\emph{-}}-{\emph{-}}-{\emph{-}}-{\emph{-}}-{\emph{-}} & {\emph{-}}-{\emph{-}}-{\emph{-}}-{\emph{-}}-{\emph{-}}-{\emph{-}}-{\emph{-}} \tn 
% Row Count 23 (+ 2)
\hhline{>{\arrayrulecolor{DarkBackground}}--}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{8.4cm}{X}
\SetRowColor{DarkBackground}
\mymulticolumn{1}{x{8.4cm}}{\bf\textcolor{white}{Keywords}}  \tn
\SetRowColor{white}
\mymulticolumn{1}{x{8.4cm}}{Chapter 1: \newline % Row Count 1 (+ 1)
SOL = Standard of Living \newline % Row Count 2 (+ 1)
Phillips Curve = A curve that shows the short-run trade-off between inflation and unemployment \newline % Row Count 4 (+ 2)
Business Cycle =% Row Count 5 (+ 1)
} \tn 
\hhline{>{\arrayrulecolor{DarkBackground}}-}
\end{tabularx}
\par\addvspace{1.3em}


% That's all folks
\end{multicols*}

\end{document}