\documentclass[10pt,a4paper]{article} % Packages \usepackage{fancyhdr} % For header and footer \usepackage{multicol} % Allows multicols in tables \usepackage{tabularx} % Intelligent column widths \usepackage{tabulary} % Used in header and footer \usepackage{hhline} % Border under tables \usepackage{graphicx} % For images \usepackage{xcolor} % For hex colours %\usepackage[utf8x]{inputenc} % For unicode character support \usepackage[T1]{fontenc} % Without this we get weird character replacements \usepackage{colortbl} % For coloured tables \usepackage{setspace} % For line height \usepackage{lastpage} % Needed for total page number \usepackage{seqsplit} % Splits long words. %\usepackage{opensans} % Can't make this work so far. Shame. Would be lovely. \usepackage[normalem]{ulem} % For underlining links % Most of the following are not required for the majority % of cheat sheets but are needed for some symbol support. \usepackage{amsmath} % Symbols \usepackage{MnSymbol} % Symbols \usepackage{wasysym} % Symbols %\usepackage[english,german,french,spanish,italian]{babel} % Languages % Document Info \author{RockyDog559} \pdfinfo{ /Title (property-law-i.pdf) /Creator (Cheatography) /Author (RockyDog559) /Subject (Property Law I Cheat Sheet) } % Lengths and widths \addtolength{\textwidth}{6cm} \addtolength{\textheight}{-1cm} \addtolength{\hoffset}{-3cm} \addtolength{\voffset}{-2cm} \setlength{\tabcolsep}{0.2cm} % Space between columns \setlength{\headsep}{-12pt} % Reduce space between header and content \setlength{\headheight}{85pt} % If less, LaTeX automatically increases it \renewcommand{\footrulewidth}{0pt} % Remove footer line \renewcommand{\headrulewidth}{0pt} % Remove header line \renewcommand{\seqinsert}{\ifmmode\allowbreak\else\-\fi} % Hyphens in seqsplit % This two commands together give roughly % the right line height in the tables \renewcommand{\arraystretch}{1.3} \onehalfspacing % Commands \newcommand{\SetRowColor}[1]{\noalign{\gdef\RowColorName{#1}}\rowcolor{\RowColorName}} % Shortcut for row colour \newcommand{\mymulticolumn}[3]{\multicolumn{#1}{>{\columncolor{\RowColorName}}#2}{#3}} % For coloured multi-cols \newcolumntype{x}[1]{>{\raggedright}p{#1}} % New column types for ragged-right paragraph columns \newcommand{\tn}{\tabularnewline} % Required as custom column type in use % Font and Colours \definecolor{HeadBackground}{HTML}{333333} \definecolor{FootBackground}{HTML}{666666} \definecolor{TextColor}{HTML}{333333} \definecolor{DarkBackground}{HTML}{0BA310} \definecolor{LightBackground}{HTML}{F7FCF7} \renewcommand{\familydefault}{\sfdefault} \color{TextColor} % Header and Footer \pagestyle{fancy} \fancyhead{} % Set header to blank \fancyfoot{} % Set footer to blank \fancyhead[L]{ \noindent \begin{multicols}{3} \begin{tabulary}{5.8cm}{C} \SetRowColor{DarkBackground} \vspace{-7pt} {\parbox{\dimexpr\textwidth-2\fboxsep\relax}{\noindent \hspace*{-6pt}\includegraphics[width=5.8cm]{/web/www.cheatography.com/public/images/cheatography_logo.pdf}} } \end{tabulary} \columnbreak \begin{tabulary}{11cm}{L} \vspace{-2pt}\large{\bf{\textcolor{DarkBackground}{\textrm{Property Law I Cheat Sheet}}}} \\ \normalsize{by \textcolor{DarkBackground}{RockyDog559} via \textcolor{DarkBackground}{\uline{cheatography.com/146385/cs/31738/}}} \end{tabulary} \end{multicols}} \fancyfoot[L]{ \footnotesize \noindent \begin{multicols}{3} \begin{tabulary}{5.8cm}{LL} \SetRowColor{FootBackground} \mymulticolumn{2}{p{5.377cm}}{\bf\textcolor{white}{Cheatographer}} \\ \vspace{-2pt}RockyDog559 \\ \uline{cheatography.com/rockydog559} \\ \end{tabulary} \vfill \columnbreak \begin{tabulary}{5.8cm}{L} \SetRowColor{FootBackground} \mymulticolumn{1}{p{5.377cm}}{\bf\textcolor{white}{Cheat Sheet}} \\ \vspace{-2pt}Not Yet Published.\\ Updated 18th April, 2022.\\ Page {\thepage} of \pageref{LastPage}. \end{tabulary} \vfill \columnbreak \begin{tabulary}{5.8cm}{L} \SetRowColor{FootBackground} \mymulticolumn{1}{p{5.377cm}}{\bf\textcolor{white}{Sponsor}} \\ \SetRowColor{white} \vspace{-5pt} %\includegraphics[width=48px,height=48px]{dave.jpeg} Measure your website readability!\\ www.readability-score.com \end{tabulary} \end{multicols}} \begin{document} \raggedright \raggedcolumns % Set font size to small. Switch to any value % from this page to resize cheat sheet text: % www.emerson.emory.edu/services/latex/latex_169.html \footnotesize % Small font. \begin{multicols*}{3} \begin{tabularx}{5.377cm}{x{2.63781 cm} x{2.33919 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Outline}} \tn % Row 0 \SetRowColor{LightBackground} \mymulticolumn{2}{x{5.377cm}}{Conveyance} \tn % Row Count 1 (+ 1) % Row 1 \SetRowColor{white} I. Valid Conveyance (Any Interest) & Document + Delivery \tn % Row Count 3 (+ 2) % Row 2 \SetRowColor{LightBackground} A. Valid Document & (Deed, Note, etc...) \tn % Row Count 5 (+ 2) % Row 3 \SetRowColor{white} & Statute of Frauds \tn % Row Count 6 (+ 1) % Row 4 \SetRowColor{LightBackground} & Execution \tn % Row Count 7 (+ 1) % Row 5 \SetRowColor{white} B. Delivery & Intent - to make a present transfer \tn % Row Count 9 (+ 2) % Row 6 \SetRowColor{LightBackground} II. Interest & Interest in Land \tn % Row Count 10 (+ 1) % Row 7 \SetRowColor{white} \mymulticolumn{2}{x{5.377cm}}{A. Interest Held (By Grantor)} \tn % Row Count 11 (+ 1) % Row 8 \SetRowColor{LightBackground} \mymulticolumn{2}{x{5.377cm}}{B. Interest Conveyed (To Grantee)} \tn % Row Count 12 (+ 1) % Row 9 \SetRowColor{white} III. Recording Acts (Other statutes, if given) & Q: Who is protected? \tn % Row Count 15 (+ 3) % Row 10 \SetRowColor{LightBackground} \mymulticolumn{2}{x{5.377cm}}{A. Notice} \tn % Row Count 16 (+ 1) % Row 11 \SetRowColor{white} \mymulticolumn{2}{x{5.377cm}}{B. Race} \tn % Row Count 17 (+ 1) % Row 12 \SetRowColor{LightBackground} \mymulticolumn{2}{x{5.377cm}}{C. Race-Notice} \tn % Row Count 18 (+ 1) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{1.14471 cm} x{3.83229 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Items to Remember}} \tn % Row 0 \SetRowColor{LightBackground} \mymulticolumn{2}{x{5.377cm}}{Adverse Possession} \tn % Row Count 1 (+ 1) % Row 1 \SetRowColor{white} Contract Law & Statute of Frauds \tn % Row Count 3 (+ 2) % Row 2 \SetRowColor{LightBackground} & Implied promises with every land sale \tn % Row Count 5 (+ 2) % Row 3 \SetRowColor{white} & a. Marketable Title \tn % Row Count 6 (+ 1) % Row 4 \SetRowColor{LightBackground} & b. Chain of Title \tn % Row Count 7 (+ 1) % Row 5 \SetRowColor{white} & Warranties \tn % Row Count 8 (+ 1) % Row 6 \SetRowColor{LightBackground} \seqsplit{Conveyance} & Time \tn % Row Count 10 (+ 2) % Row 7 \SetRowColor{white} & Delivery \tn % Row Count 11 (+ 1) % Row 8 \SetRowColor{LightBackground} & Deeds (Legal transfer doc w/sigs) \tn % Row Count 13 (+ 2) % Row 9 \SetRowColor{white} & Title (Concept/Abstract - Right to Use/Own) \tn % Row Count 15 (+ 2) % Row 10 \SetRowColor{LightBackground} & Closing \tn % Row Count 16 (+ 1) % Row 11 \SetRowColor{white} & Recording Acts \tn % Row Count 17 (+ 1) % Row 12 \SetRowColor{LightBackground} \mymulticolumn{2}{x{5.377cm}}{Bona Fide Purchaser for Value} \tn % Row Count 18 (+ 1) % Row 13 \SetRowColor{white} \mymulticolumn{2}{x{5.377cm}}{Mortgages} \tn % Row Count 19 (+ 1) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{2.4885 cm} x{2.4885 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Adverse Possession}} \tn % Row 0 \SetRowColor{LightBackground} Three Elements & Physical, Mental, Time \tn % Row Count 2 (+ 2) % Row 1 \SetRowColor{white} Physical Element (PE): Exclusive & (depending on the customs of the land) \tn % Row Count 4 (+ 2) % Row 2 \SetRowColor{LightBackground} PE: Actually, Open and Notorious & (visible) \tn % Row Count 6 (+ 2) % Row 3 \SetRowColor{white} PE: Continuous and Exclusively & (Can use tacking approach) \tn % Row Count 8 (+ 2) % Row 4 \SetRowColor{LightBackground} Mental Element (ME): Hostile Intent & Taking from the true owner \tn % Row Count 10 (+ 2) % Row 5 \SetRowColor{white} ME: Color of Title & (Faulty paperwork - should convey title but does not) \tn % Row Count 13 (+ 3) % Row 6 \SetRowColor{LightBackground} Time Element (TE): For a period of time set by the statute of limitations & 20+ years in most \tn % Row Count 17 (+ 4) % Row 7 \SetRowColor{white} TE: Tacking allowed & APs passing bad title \tn % Row Count 19 (+ 2) % Row 8 \SetRowColor{LightBackground} CA ONLY: Pay taxes & CA must pay property taxes in addition to possession \tn % Row Count 22 (+ 3) % Row 9 \SetRowColor{white} \mymulticolumn{2}{x{5.377cm}}{AP barred if True Owner disabled} \tn % Row Count 23 (+ 1) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{1.59264 cm} x{3.38436 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Chain of Title}} \tn % Row 0 \SetRowColor{LightBackground} Chain of Title & Historic Record of Ownership and transfers \tn % Row Count 2 (+ 2) % Row 1 \SetRowColor{white} 1. Wild Deed & Improperly Recorded Deed (no recording) \tn % Row Count 4 (+ 2) % Row 2 \SetRowColor{LightBackground} 2. Estoppel by Deed & Buyer buys from Seller but seller doesn't own. When seller acquires they areprevente from denying sale \tn % Row Count 8 (+ 4) % Row 3 \SetRowColor{white} 3. Shelter Rule & Buyer, not a BFP, can be protected by a recording system if Seller was a BFP \tn % Row Count 11 (+ 3) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{2.28942 cm} x{2.68758 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Land Sale Contracts}} \tn % Row 0 \SetRowColor{LightBackground} {\bf{Problems In Land Sale Contract}} & {\bf{X-{}-{}-{}-Closing-{}-{}-{}-Y}} \tn % Row Count 2 (+ 2) % Row 1 \SetRowColor{white} Pre Close & X-{}-{}-{}-Closing \tn % Row Count 3 (+ 1) % Row 2 \SetRowColor{LightBackground} Post Close & Closing-{}-{}-{}-Y \tn % Row Count 4 (+ 1) % Row 3 \SetRowColor{white} Statute of Frauds & Everything must be in writing \tn % Row Count 6 (+ 2) % Row 4 \SetRowColor{LightBackground} {\bf{{\emph{Equitable Conversion (Pre)}}}} & {\bf{{\emph{Bifurcation of Title}}}} \tn % Row Count 8 (+ 2) % Row 5 \SetRowColor{white} Equitable Title & Created at X - Transfer to Buyer \tn % Row Count 10 (+ 2) % Row 6 \SetRowColor{LightBackground} Legal Title & Created at X - Transfer to Seller \tn % Row Count 12 (+ 2) % Row 7 \SetRowColor{white} {\bf{{\emph{Date of Closing}}}} & {\bf{{\emph{Must provide marketable title}}}} \tn % Row Count 14 (+ 2) % Row 8 \SetRowColor{LightBackground} Marketable Title & Reasonably free from defects \tn % Row Count 16 (+ 2) % Row 9 \SetRowColor{white} {\bf{{\emph{Merger Doctrine}}}} & Land Sale Contract merges into Deed @ Closing \tn % Row Count 19 (+ 3) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{2.4885 cm} x{2.4885 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Covenants of Title / Warranties}} \tn % Row 0 \SetRowColor{LightBackground} Deed Types & Quit Claim - As is \tn % Row Count 1 (+ 1) % Row 1 \SetRowColor{white} & Warranty Deed (General Warranty) \tn % Row Count 3 (+ 2) % Row 2 \SetRowColor{LightBackground} & Special Warranty Deed (Created by Statute) \tn % Row Count 6 (+ 3) % Row 3 \SetRowColor{white} {\bf{PRESENT Covenants of Title}} (General) & Seisin - Promise grantor owns property to give. \tn % Row Count 9 (+ 3) % Row 4 \SetRowColor{LightBackground} & Right to Convey - Promise they can give property \tn % Row Count 12 (+ 3) % Row 5 \SetRowColor{white} & No Encumbrances - Promise there are no unknown encumbrances \tn % Row Count 15 (+ 3) % Row 6 \SetRowColor{LightBackground} {\bf{FUTURE Covenants of Title}} (General) & Quiet Enjoyment - No 3rd party will interfere \tn % Row Count 18 (+ 3) % Row 7 \SetRowColor{white} & Warranty - No other parties other than grantor/ee \tn % Row Count 21 (+ 3) % Row 8 \SetRowColor{LightBackground} & Further Assurances - Promise from Grantor to protect titles \tn % Row Count 24 (+ 3) % Row 9 \SetRowColor{white} {\bf{SPECIAL WARRANTY}} & Protect only from Grantor, not before \tn % Row Count 26 (+ 2) % Row 10 \SetRowColor{LightBackground} & Execution: Written as per SoF \tn % Row Count 28 (+ 2) % Row 11 \SetRowColor{white} & Granting Clause \tn % Row Count 29 (+ 1) % Row 12 \SetRowColor{LightBackground} & i. Delivery \tn % Row Count 30 (+ 1) \end{tabularx} \par\addvspace{1.3em} \vfill \columnbreak \begin{tabularx}{5.377cm}{x{2.4885 cm} x{2.4885 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Covenants of Title / Warranties (cont)}} \tn % Row 13 \SetRowColor{LightBackground} CLOSING & Buyer Pays, Seller delivers Deed, Contract Done, Deed now Effective \tn % Row Count 4 (+ 4) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{1.44333 cm} x{3.53367 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Remedies After Closing}} \tn % Row 0 \SetRowColor{LightBackground} \seqsplit{Traditional} Rule & Caveat Emptor \tn % Row Count 2 (+ 2) % Row 1 \SetRowColor{white} Modern Approach & Implied Warranties (Fitness, Quality, Disclaimer) \tn % Row Count 4 (+ 2) % Row 2 \SetRowColor{LightBackground} & Duty of Disclosure \tn % Row Count 5 (+ 1) % Row 3 \SetRowColor{white} & Tortious (Duty, breach, causation, and damages) \tn % Row Count 7 (+ 2) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{2.38896 cm} x{2.58804 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Covenants and Equitable Servitude}} \tn % Row 0 \SetRowColor{LightBackground} {\bf{Real Covenant}} (Monetary) & Touch and Concern \tn % Row Count 2 (+ 2) % Row 1 \SetRowColor{white} & Intent \tn % Row Count 3 (+ 1) % Row 2 \SetRowColor{LightBackground} & Notice (Servient Side Only) \tn % Row Count 5 (+ 2) % Row 3 \SetRowColor{white} & Privity (Horizontal \& Vertical( \tn % Row Count 7 (+ 2) % Row 4 \SetRowColor{LightBackground} {\emph{Horizontal Privity}} & Mortgagor / Mortgagee \tn % Row Count 9 (+ 2) % Row 5 \SetRowColor{white} {\emph{Vertical Privity}} & Transfer of Ownership \tn % Row Count 11 (+ 2) % Row 6 \SetRowColor{LightBackground} & {\emph{Servient Side}} - ALL Must transfer with land \tn % Row Count 14 (+ 3) % Row 7 \SetRowColor{white} & Leases and others don't establish privity \tn % Row Count 17 (+ 3) % Row 8 \SetRowColor{LightBackground} & {\emph{Dominant Side}} - Any transfer of Interest \tn % Row Count 20 (+ 3) % Row 9 \SetRowColor{white} {\emph{*Equitable Servitude}} (Non Monitary) & Touch and Concern \tn % Row Count 22 (+ 2) % Row 10 \SetRowColor{LightBackground} & Intent \tn % Row Count 23 (+ 1) % Row 11 \SetRowColor{white} & Notice \tn % Row Count 24 (+ 1) % Row 12 \SetRowColor{LightBackground} & NO PRIVITY NEEDED \tn % Row Count 25 (+ 1) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{1.69218 cm} x{3.28482 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Mortgages and Security Devices}} \tn % Row 0 \SetRowColor{LightBackground} Land Security Devices & Mortgage - Enforceable Interest in Land \tn % Row Count 2 (+ 2) % Row 1 \SetRowColor{white} & Note - Promissory note / personal obligation of debtor \tn % Row Count 5 (+ 3) % Row 2 \SetRowColor{LightBackground} Deed of Trust & Trust relationship between debtor/lendor \tn % Row Count 7 (+ 2) % Row 3 \SetRowColor{white} Deed Absolute & Transfer of deed to lendor \tn % Row Count 8 (+ 1) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{2.38896 cm} x{2.58804 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Deed}} \tn % Row 0 \SetRowColor{LightBackground} {\bf{Valid Deed}} & Written Document \tn % Row Count 1 (+ 1) % Row 1 \SetRowColor{white} & Contents \tn % Row Count 2 (+ 1) % Row 2 \SetRowColor{LightBackground} {\bf{Needed for Deed (Contents)}} & Signature of Grantor \tn % Row Count 4 (+ 2) % Row 3 \SetRowColor{white} & Words Indicating Intent to convey \tn % Row Count 6 (+ 2) % Row 4 \SetRowColor{LightBackground} & Identification of Grantor \& ee \tn % Row Count 8 (+ 2) % Row 5 \SetRowColor{white} & Adequate description of land \tn % Row Count 10 (+ 2) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{1.64241 cm} x{3.33459 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Deed Delivery and Acceptance (Conveyance)}} \tn % Row 0 \SetRowColor{LightBackground} {\bf{Delivery}} & Delivery is a state of Mind \tn % Row Count 2 (+ 2) % Row 1 \SetRowColor{white} & Intent to transfer from grantor to ee \tn % Row Count 4 (+ 2) % Row 2 \SetRowColor{LightBackground} {\bf{Delivery Types}} & Grantor gives to Grantee \tn % Row Count 6 (+ 2) % Row 3 \SetRowColor{white} & Grantor retains deed \tn % Row Count 7 (+ 1) % Row 4 \SetRowColor{LightBackground} & Grantor gives to 3rd party (Escrow) \tn % Row Count 9 (+ 2) % Row 5 \SetRowColor{white} {\emph{Death Escrow}} & Majority will uphold \tn % Row Count 11 (+ 2) % Row 6 \SetRowColor{LightBackground} {\bf{Acceptance}} & General = Acceptance is Presumed \tn % Row Count 13 (+ 2) % Row 7 \SetRowColor{white} & Grantee can refuse delivery \tn % Row Count 15 (+ 2) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{2.09034 cm} x{2.88666 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Recording Acts}} \tn % Row 0 \SetRowColor{LightBackground} {\bf{Bona Fide Purchaser (PFB)}} & Pay value for property \tn % Row Count 2 (+ 2) % Row 1 \SetRowColor{white} {\bf{Race Statute}} & First person to record wins (No BFP Requirement) \tn % Row Count 5 (+ 3) % Row 2 \SetRowColor{LightBackground} {\bf{Notice Statute}} & Subsequent BFP will prevail \tn % Row Count 7 (+ 2) % Row 3 \SetRowColor{white} {\bf{Race-Notice}} & Subsequent BFP will prevail over previous grantees if BFP records first \tn % Row Count 11 (+ 4) % Row 4 \SetRowColor{LightBackground} NOTICE DEFINITION & Actual and Constructive Notice \tn % Row Count 13 (+ 2) % Row 5 \SetRowColor{white} & ACTUAL - second buyer knew about sale to first buyer \tn % Row Count 16 (+ 3) % Row 6 \SetRowColor{LightBackground} & CONSTRUCTIVE - Someone is considered to know if they didn't actually know. \tn % Row Count 20 (+ 4) % Row 7 \SetRowColor{white} {\emph{Constructive Notice}} & Inquiry Notice - 2nd didn't know sale of the 1st but could have reasonably discovered \tn % Row Count 24 (+ 4) % Row 8 \SetRowColor{LightBackground} & Record - 2nd buyer would have seen it recorded before the second \tn % Row Count 27 (+ 3) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{1.59264 cm} x{3.38436 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Creditor Remedies}} \tn % Row 0 \SetRowColor{LightBackground} Options & In personam = Personal Suit \tn % Row Count 1 (+ 1) % Row 1 \SetRowColor{white} & In rem = Property Suit \tn % Row Count 2 (+ 1) % Row 2 \SetRowColor{LightBackground} Foreclosure Process & Proceeds of Sale \tn % Row Count 4 (+ 2) % Row 3 \SetRowColor{white} & Cost of Sale \tn % Row Count 5 (+ 1) % Row 4 \SetRowColor{LightBackground} & Distribution to Mortgagee \tn % Row Count 6 (+ 1) % Row 5 \SetRowColor{white} & {\emph{Deficiency Judgement if not enough money}} \tn % Row Count 8 (+ 2) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{2.09034 cm} x{2.88666 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Debtor Remedies}} \tn % Row 0 \SetRowColor{LightBackground} Redemption (2 Types) & Equitable Right of Redemption (Pay off debt) \tn % Row Count 2 (+ 2) % Row 1 \SetRowColor{white} & Statutory Right (Given time after foreclosure to pay) \tn % Row Count 5 (+ 3) % Row 2 \SetRowColor{LightBackground} Transfer of Mortgage Property & Mortgage Runs with Land (Unless sold to BFP) \tn % Row Count 7 (+ 2) % Row 3 \SetRowColor{white} & Personal Liability (Suit is in personam) \tn % Row Count 9 (+ 2) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{1.69218 cm} x{3.28482 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Recording Systems}} \tn % Row 0 \SetRowColor{LightBackground} Tract Index & Parcel Index (Paged for Parcels) \tn % Row Count 2 (+ 2) % Row 1 \SetRowColor{white} \seqsplit{Grantor-Grantee} Index & Chronological listing of each transaction in different Grantor / Grantee Books \tn % Row Count 5 (+ 3) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{1.74195 cm} x{3.23505 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Land Use (Easements, Profits, Licenses)}} \tn % Row 0 \SetRowColor{LightBackground} {\bf{Interest in Land}} & Right to use someone's else land for specific purpose \tn % Row Count 3 (+ 3) % Row 1 \SetRowColor{white} {\bf{Use of Easement}} & Express Language \tn % Row Count 5 (+ 2) % Row 2 \SetRowColor{LightBackground} & Reasonable Use \tn % Row Count 6 (+ 1) % Row 3 \SetRowColor{white} {\bf{Easement}} & Most Common \tn % Row Count 7 (+ 1) % Row 4 \SetRowColor{LightBackground} & Non-possessory INTEREST that grants holder use of another's land \tn % Row Count 10 (+ 3) % Row 5 \SetRowColor{white} {\emph{Servient Estate}} & Property owner were easement exists \tn % Row Count 12 (+ 2) % Row 6 \SetRowColor{LightBackground} {\emph{Dominant Estate}} & Land that benefits from easement \tn % Row Count 14 (+ 2) % Row 7 \SetRowColor{white} {\emph{Easement Appurtenant}} & Landlocked Land needs access across another \tn % Row Count 16 (+ 2) % Row 8 \SetRowColor{LightBackground} & {\emph{Always a servient estate}} \tn % Row Count 17 (+ 1) % Row 9 \SetRowColor{white} & {\emph{Always a dominant estate}} \tn % Row Count 18 (+ 1) % Row 10 \SetRowColor{LightBackground} Appurtenant Transfer & Appurtenant - Travels with dominant estate \tn % Row Count 20 (+ 2) % Row 11 \SetRowColor{white} {\emph{Easement in Gross}} & Benefited an entity (Power Company) \tn % Row Count 22 (+ 2) % Row 12 \SetRowColor{LightBackground} & {\emph{Always a servient}} \tn % Row Count 23 (+ 1) % Row 13 \SetRowColor{white} & {\emph{Never a dominant}} \tn % Row Count 24 (+ 1) % Row 14 \SetRowColor{LightBackground} In Gross Transfer & Will only change if owner assigns \tn % Row Count 26 (+ 2) % Row 15 \SetRowColor{white} {\bf{Profits}} & Non-possessory INTERESTS that allows holder to remove something from another's land \tn % Row Count 30 (+ 4) \end{tabularx} \par\addvspace{1.3em} \vfill \columnbreak \begin{tabularx}{5.377cm}{x{1.74195 cm} x{3.23505 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Land Use (Easements, Profits, Licenses) (cont)}} \tn % Row 16 \SetRowColor{LightBackground} & e.g. - take water from spring \tn % Row Count 2 (+ 2) % Row 17 \SetRowColor{white} & {\emph{Must enter into agreement}} \tn % Row Count 4 (+ 2) % Row 18 \SetRowColor{LightBackground} {\bf{License}} & Special persmission to do something on or with another's property \tn % Row Count 7 (+ 3) % Row 19 \SetRowColor{white} & e.g. - Sporting event, Movies, Museum, enter land for specific purpose \tn % Row Count 10 (+ 3) % Row 20 \SetRowColor{LightBackground} & General Rule - FREELY REVOCABLE \tn % Row Count 12 (+ 2) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{1.94103 cm} x{3.03597 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Creating Easements, Profits, Licenses}} \tn % Row 0 \SetRowColor{LightBackground} \mymulticolumn{2}{x{5.377cm}}{{\bf{Easement Creation}}} \tn % Row Count 1 (+ 1) % Row 1 \SetRowColor{white} Expressly & Writing sufficient for Statute of Frauds \tn % Row Count 3 (+ 2) % Row 2 \SetRowColor{LightBackground} Impliedly \seqsplit{(quasi-easement)} & Implied by prior use (Applied Grant, Applied Reservation) \tn % Row Count 6 (+ 3) % Row 3 \SetRowColor{white} & Common Ownership From Original Owner \tn % Row Count 8 (+ 2) % Row 4 \SetRowColor{LightBackground} & Necessity \tn % Row Count 9 (+ 1) % Row 5 \SetRowColor{white} Necessity & Common Ownership \tn % Row Count 10 (+ 1) % Row 6 \SetRowColor{LightBackground} & Necessity \tn % Row Count 11 (+ 1) % Row 7 \SetRowColor{white} Prescription & Adverse Possession on Easement - Continual Use \tn % Row Count 13 (+ 2) % Row 8 \SetRowColor{LightBackground} {\bf{Profits}} & Expressly \tn % Row Count 14 (+ 1) % Row 9 \SetRowColor{white} & Prescription \tn % Row Count 15 (+ 1) % Row 10 \SetRowColor{LightBackground} {\bf{License}} & Orally \tn % Row Count 16 (+ 1) % Row 11 \SetRowColor{white} & Expressly \tn % Row Count 17 (+ 1) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{2.04057 cm} x{2.93643 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Covenants and Equitable Servitude}} \tn % Row 0 \SetRowColor{LightBackground} Termination & Merger of Ownership \tn % Row Count 1 (+ 1) % Row 1 \SetRowColor{white} & Written Release \tn % Row Count 2 (+ 1) % Row 2 \SetRowColor{LightBackground} & Abandonment \tn % Row Count 3 (+ 1) % Row 3 \SetRowColor{white} & Estoppel \tn % Row Count 4 (+ 1) % Row 4 \SetRowColor{LightBackground} & Abandonment \tn % Row Count 5 (+ 1) % Row 5 \SetRowColor{white} & Agreement \tn % Row Count 6 (+ 1) % Row 6 \SetRowColor{LightBackground} & Changed Circumstances \tn % Row Count 7 (+ 1) % Row 7 \SetRowColor{white} Implied Reciprocal Servitude & Common Scheme or plan for development \tn % Row Count 9 (+ 2) % Row 8 \SetRowColor{LightBackground} & Current Owner of the parel where restriction is to be implied took notice \tn % Row Count 13 (+ 4) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} % That's all folks \end{multicols*} \end{document}