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%\usepackage{opensans}          % Can't make this work so far. Shame. Would be lovely.
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% Most of the following are not required for the majority
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\usepackage{amsmath}            % Symbols
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% Document Info
\author{Ains (Nurul Ain Shahari)}
\pdfinfo{
  /Title (konsep-pinjaman-menurut-agama-islam.pdf)
  /Creator (Cheatography)
  /Author (Ains (Nurul Ain Shahari))
  /Subject (KONSEP PINJAMAN MENURUT AGAMA ISLAM Cheat Sheet)
}

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% Commands
\newcommand{\SetRowColor}[1]{\noalign{\gdef\RowColorName{#1}}\rowcolor{\RowColorName}} % Shortcut for row colour
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% Header and Footer
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\noindent
\begin{multicols}{3}
\begin{tabulary}{5.8cm}{C}
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    \vspace{-7pt}
    {\parbox{\dimexpr\textwidth-2\fboxsep\relax}{\noindent
        \hspace*{-6pt}\includegraphics[width=5.8cm]{/web/www.cheatography.com/public/images/cheatography_logo.pdf}}
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\begin{tabulary}{11cm}{L}
    \vspace{-2pt}\large{\bf{\textcolor{DarkBackground}{\textrm{KONSEP PINJAMAN MENURUT AGAMA ISLAM Cheat Sheet}}}} \\
    \normalsize{by \textcolor{DarkBackground}{Ains (Nurul Ain Shahari)} via \textcolor{DarkBackground}{\uline{cheatography.com/123296/cs/23339/}}}
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\fancyfoot[L]{ \footnotesize
\noindent
\begin{multicols}{3}
\begin{tabulary}{5.8cm}{LL}
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  \mymulticolumn{2}{p{5.377cm}}{\bf\textcolor{white}{Cheatographer}}  \\
  \vspace{-2pt}Ains (Nurul Ain Shahari) \\
  \uline{cheatography.com/nurul-ain-shahari} \\
  \end{tabulary}
\vfill
\columnbreak
\begin{tabulary}{5.8cm}{L}
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  \mymulticolumn{1}{p{5.377cm}}{\bf\textcolor{white}{Cheat Sheet}}  \\
   \vspace{-2pt}Not Yet Published.\\
   Updated 17th June, 2020.\\
   Page {\thepage} of \pageref{LastPage}.
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\vfill
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  \mymulticolumn{1}{p{5.377cm}}{\bf\textcolor{white}{Sponsor}}  \\
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  \vspace{-5pt}
  %\includegraphics[width=48px,height=48px]{dave.jpeg}
  Measure your website readability!\\
  www.readability-score.com
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\end{multicols}}




\begin{document}
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% Set font size to small. Switch to any value
% from this page to resize cheat sheet text:
% www.emerson.emory.edu/services/latex/latex_169.html
\footnotesize % Small font.

\begin{multicols*}{3}

\begin{tabularx}{5.377cm}{X}
\SetRowColor{DarkBackground}
\mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Pandangan Islam mengenai amalan berhutang}}  \tn
% Row 0
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{5.377cm}}{1. Islam tidak menggalakkan umatnya berhutang atau membuat pinjaman kewangan terutama sekali bagi tujuan yang melebihi keperluan asas kehidupan} \tn 
% Row Count 3 (+ 3)
% Row 1
\SetRowColor{white}
\mymulticolumn{1}{x{5.377cm}}{2. Islam menganjurkan umatnya menjalani kehidupan secara wasatiyyah atau bersederhana dan mengutamakan sikap qana'ah} \tn 
% Row Count 6 (+ 3)
% Row 2
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{5.377cm}}{3. Terdapat suatu kisah yang diriwayatkan oleh Abu Hurairah bahawa Rasulullah SAW enggan menyembahyangkan jenazah seorang sahabat yang telah meninggal dunia setelah mengetahui sahabat yang meninggal dunia tersebut belum melangsaikan hutangnya. Tindakan Rasulullah SAW ini menggambarkan dosa orang tidak menjelaskan hutangnya begitu berat} \tn 
% Row Count 13 (+ 7)
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\begin{tabularx}{5.377cm}{x{2.4885 cm} x{2.4885 cm} }
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\mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Konsep Pinjaman dalam Islam}}  \tn
% Row 0
\SetRowColor{LightBackground}
Al-'ariyah & Al-qard \tn 
% Row Count 1 (+ 1)
% Row 1
\SetRowColor{white}
pinjaman yang melibatkan pemberian sesuatu barangan atau harta oleh pemberi pinjaman kepada peminjam bagi tujuan penggunaan manfaat barang atau harta tersebut secara percuma. & pinjaman yang melibatkan pemindahan pemilikan barangan atau komoditi yang boleh dianggarkan dan diganti mengikut bilangan, sukatan atau timbangan \tn 
% Row Count 10 (+ 9)
% Row 2
\SetRowColor{LightBackground}
melibatkan barangan atau benda yang tidak musnah apabila digunakan yang boleh dikembalikan dalam keadaan asal misalnya kereta. & peminjam (penghutang) hendaklah memulangkan kembali barang yang dipinjam dalam bentuk gantian dan bukan merupakan benda yang asal , contohnya wang. \tn 
% Row Count 18 (+ 8)
\hhline{>{\arrayrulecolor{DarkBackground}}--}
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\par\addvspace{1.3em}

\begin{tabularx}{5.377cm}{X}
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\mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Definisi al-Qard}}  \tn
% Row 0
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{5.377cm}}{Al-qard dari segi bahasa bermaksud al-qat'u (potong)} \tn 
% Row Count 2 (+ 2)
\hhline{>{\arrayrulecolor{DarkBackground}}-}
\end{tabularx}
\par\addvspace{1.3em}


% That's all folks
\end{multicols*}

\end{document}