\documentclass[10pt,a4paper]{article} % Packages \usepackage{fancyhdr} % For header and footer \usepackage{multicol} % Allows multicols in tables \usepackage{tabularx} % Intelligent column widths \usepackage{tabulary} % Used in header and footer \usepackage{hhline} % Border under tables \usepackage{graphicx} % For images \usepackage{xcolor} % For hex colours %\usepackage[utf8x]{inputenc} % For unicode character support \usepackage[T1]{fontenc} % Without this we get weird character replacements \usepackage{colortbl} % For coloured tables \usepackage{setspace} % For line height \usepackage{lastpage} % Needed for total page number \usepackage{seqsplit} % Splits long words. %\usepackage{opensans} % Can't make this work so far. Shame. Would be lovely. \usepackage[normalem]{ulem} % For underlining links % Most of the following are not required for the majority % of cheat sheets but are needed for some symbol support. \usepackage{amsmath} % Symbols \usepackage{MnSymbol} % Symbols \usepackage{wasysym} % Symbols %\usepackage[english,german,french,spanish,italian]{babel} % Languages % Document Info \author{nelaorav} \pdfinfo{ /Title (the-distribution-of-income-and-wealth.pdf) /Creator (Cheatography) /Author (nelaorav) /Subject (The distribution of income and wealth Cheat Sheet) } % Lengths and widths \addtolength{\textwidth}{6cm} \addtolength{\textheight}{-1cm} \addtolength{\hoffset}{-3cm} \addtolength{\voffset}{-2cm} \setlength{\tabcolsep}{0.2cm} % Space between columns \setlength{\headsep}{-12pt} % Reduce space between header and content \setlength{\headheight}{85pt} % If less, LaTeX automatically increases it \renewcommand{\footrulewidth}{0pt} % Remove footer line \renewcommand{\headrulewidth}{0pt} % Remove header line \renewcommand{\seqinsert}{\ifmmode\allowbreak\else\-\fi} % Hyphens in seqsplit % This two commands together give roughly % the right line height in the tables \renewcommand{\arraystretch}{1.3} \onehalfspacing % Commands \newcommand{\SetRowColor}[1]{\noalign{\gdef\RowColorName{#1}}\rowcolor{\RowColorName}} % Shortcut for row colour \newcommand{\mymulticolumn}[3]{\multicolumn{#1}{>{\columncolor{\RowColorName}}#2}{#3}} % For coloured multi-cols \newcolumntype{x}[1]{>{\raggedright}p{#1}} % New column types for ragged-right paragraph columns \newcommand{\tn}{\tabularnewline} % Required as custom column type in use % Font and Colours \definecolor{HeadBackground}{HTML}{333333} \definecolor{FootBackground}{HTML}{666666} \definecolor{TextColor}{HTML}{333333} \definecolor{DarkBackground}{HTML}{33539E} \definecolor{LightBackground}{HTML}{F2F4F8} \renewcommand{\familydefault}{\sfdefault} \color{TextColor} % Header and Footer \pagestyle{fancy} \fancyhead{} % Set header to blank \fancyfoot{} % Set footer to blank \fancyhead[L]{ \noindent \begin{multicols}{3} \begin{tabulary}{5.8cm}{C} \SetRowColor{DarkBackground} \vspace{-7pt} {\parbox{\dimexpr\textwidth-2\fboxsep\relax}{\noindent \hspace*{-6pt}\includegraphics[width=5.8cm]{/web/www.cheatography.com/public/images/cheatography_logo.pdf}} } \end{tabulary} \columnbreak \begin{tabulary}{11cm}{L} \vspace{-2pt}\large{\bf{\textcolor{DarkBackground}{\textrm{The distribution of income and wealth Cheat Sheet}}}} \\ \normalsize{by \textcolor{DarkBackground}{nelaorav} via \textcolor{DarkBackground}{\uline{cheatography.com/167833/cs/35073/}}} \end{tabulary} \end{multicols}} \fancyfoot[L]{ \footnotesize \noindent \begin{multicols}{3} \begin{tabulary}{5.8cm}{LL} \SetRowColor{FootBackground} \mymulticolumn{2}{p{5.377cm}}{\bf\textcolor{white}{Cheatographer}} \\ \vspace{-2pt}nelaorav \\ \uline{cheatography.com/nelaorav} \\ \end{tabulary} \vfill \columnbreak \begin{tabulary}{5.8cm}{L} \SetRowColor{FootBackground} \mymulticolumn{1}{p{5.377cm}}{\bf\textcolor{white}{Cheat Sheet}} \\ \vspace{-2pt}Not Yet Published.\\ Updated 1st November, 2022.\\ Page {\thepage} of \pageref{LastPage}. \end{tabulary} \vfill \columnbreak \begin{tabulary}{5.8cm}{L} \SetRowColor{FootBackground} \mymulticolumn{1}{p{5.377cm}}{\bf\textcolor{white}{Sponsor}} \\ \SetRowColor{white} \vspace{-5pt} %\includegraphics[width=48px,height=48px]{dave.jpeg} Measure your website readability!\\ www.readability-score.com \end{tabulary} \end{multicols}} \begin{document} \raggedright \raggedcolumns % Set font size to small. Switch to any value % from this page to resize cheat sheet text: % www.emerson.emory.edu/services/latex/latex_169.html \footnotesize % Small font. \begin{multicols*}{3} \begin{tabularx}{5.377cm}{x{1.84149 cm} x{3.13551 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Wealth}} \tn % Row 0 \SetRowColor{LightBackground} {\bf{Wealth}} & anything owned by people with money value (house, machinery, financial assets, etc.) \tn % Row Count 4 (+ 4) % Row 1 \SetRowColor{white} {\bf{Non-human wealth}} & materialistic things (house, assets, etc.) \tn % Row Count 6 (+ 2) % Row 2 \SetRowColor{LightBackground} {\bf{Human wealth}} & education, skills, characteristics, training, etc. (it is difficult to calculate it because it is not a reliable factor) \tn % Row Count 11 (+ 5) % Row 3 \SetRowColor{white} {\bf{Private wealth}} & goods owned by a person with money value (jewelry, land, etc.) \tn % Row Count 14 (+ 3) % Row 4 \SetRowColor{LightBackground} {\bf{Social wealth}} & assets owned by government for the benefit of the general public \tn % Row Count 17 (+ 3) % Row 5 \SetRowColor{white} {\bf{The national wealth}} & the total amount of wealth owned by general public and government \tn % Row Count 20 (+ 3) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{The national wealth}} \tn % Row 0 \SetRowColor{LightBackground} \mymulticolumn{1}{x{5.377cm}}{{\bf{{\emph{The national wealth = private wealth + social wealth}}}}} \tn % Row Count 2 (+ 2) \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{0.9954 cm} x{3.9816 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Income}} \tn % Row 0 \SetRowColor{LightBackground} {\bf{Income}} & is measured as a flow of earnings over time; can be measured only over time not at a specific point \tn % Row Count 4 (+ 4) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{1.69218 cm} x{3.28482 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Disposable income}} \tn % Row 0 \SetRowColor{LightBackground} {\bf{Disposable income}} & income after taxation; person can choose how to dispose it \tn % Row Count 3 (+ 3) % Row 1 \SetRowColor{white} & higer income tax = lower disposable income \tn % Row Count 5 (+ 2) % Row 2 \SetRowColor{LightBackground} & higher disposable income = higher consumer expenditure \tn % Row Count 8 (+ 3) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{2.4885 cm} x{2.4885 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Sources of income}} \tn % Row 0 \SetRowColor{LightBackground} {\bf{Human wealth produces earned income}} & better education = better income \tn % Row Count 2 (+ 2) % Row 1 \SetRowColor{white} {\bf{Non-human wealth produces unearned income}} & interest, rent, lottery, inheritance, etc. \tn % Row Count 5 (+ 3) % Row 2 \SetRowColor{LightBackground} {\bf{Earned income}} & income gained from employment (wages, salaries, bonuses, comissions, etc.) \tn % Row Count 9 (+ 4) % Row 3 \SetRowColor{white} {\bf{Unearned income (passive income)}} & not related to employment; from another source \tn % Row Count 12 (+ 3) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{1.9908 cm} x{2.9862 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{The distribution of wealth}} \tn % Row 0 \SetRowColor{LightBackground} \mymulticolumn{2}{x{5.377cm}}{{\bf{{\emph{Reasons for differences}}}}} \tn % Row Count 1 (+ 1) % Row 1 \SetRowColor{white} {\bf{Inheritance}} & creates large wealth gap \tn % Row Count 2 (+ 1) % Row 2 \SetRowColor{LightBackground} {\bf{Savings and investments}} & increases ones wealth \tn % Row Count 4 (+ 2) % Row 3 \SetRowColor{white} {\bf{Self-made wealth}} & invention/development of new products \tn % Row Count 6 (+ 2) % Row 4 \SetRowColor{LightBackground} & prediction of the future \tn % Row Count 7 (+ 1) % Row 5 \SetRowColor{white} & ownership/discovery of natural resources \tn % Row Count 9 (+ 2) % Row 6 \SetRowColor{LightBackground} & luck \tn % Row Count 10 (+ 1) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Today's trends}} \tn % Row 0 \SetRowColor{LightBackground} \mymulticolumn{1}{x{5.377cm}}{Women are working in high-paying jobs and own assetes} \tn % Row Count 2 (+ 2) % Row 1 \SetRowColor{white} \mymulticolumn{1}{x{5.377cm}}{Increase in home ownership (high prices of real estate increases the wealth)} \tn % Row Count 4 (+ 2) \hhline{>{\arrayrulecolor{DarkBackground}}-} \SetRowColor{LightBackground} \mymulticolumn{1}{x{5.377cm}}{Both are reasons why distribution of wealth is not as unequal as in the past} \tn \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{2.14011 cm} x{2.83689 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Reducing wealth inequalities}} \tn % Row 0 \SetRowColor{LightBackground} {\bf{Pre-distribution policies}} & education, skills, characteristics, training, etc. (it is difficult to calculate it because it is not a reliable factor) \tn % Row Count 6 (+ 6) % Row 1 \SetRowColor{white} {\bf{Post-distribution policies}} & tax, benefits form the government, etc. \tn % Row Count 8 (+ 2) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{1.59264 cm} x{3.38436 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Taxes}} \tn % Row 0 \SetRowColor{LightBackground} {\bf{Inheritance tax}} & tax disposed on wealth imposed at death; at time of death a certain percentage is taken away \tn % Row Count 4 (+ 4) % Row 1 \SetRowColor{white} & Slovakia's tax system doesn't include inheritance tax \tn % Row Count 6 (+ 2) % Row 2 \SetRowColor{LightBackground} {\bf{Wealth tax}} & people with holdings of wealth are paying each year a special tax; this is one of the reasons rich people flee the country they live in \tn % Row Count 11 (+ 5) % Row 3 \SetRowColor{white} {\bf{Other methods}} & better education, owning of real estate, owning of busnisses \tn % Row Count 14 (+ 3) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{The worlds distribution of income}} \tn % Row 0 \SetRowColor{LightBackground} \mymulticolumn{1}{x{5.377cm}}{richer (developed) and poorer (less developed) countries} \tn % Row Count 2 (+ 2) \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{1.54287 cm} x{3.43413 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Measuring the standard of living in a country}} \tn % Row 0 \SetRowColor{LightBackground} {\bf{GDP per capita}} & the total money value of all Gs \& Ss produced ina a country in a year; also equal to the national income of the country \tn % Row Count 5 (+ 5) % Row 1 \SetRowColor{white} {\bf{Real GPD}} & measures an economy's total Gs \& Ss in a given year, taking into account changes in price levels \tn % Row Count 9 (+ 4) % Row 2 \SetRowColor{LightBackground} {\bf{Nominal GDP}} & measures an economy's total Gs \& Ss in a year given the current prices, without adjustments for inflation \tn % Row Count 13 (+ 4) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Calculations}} \tn \SetRowColor{LightBackground} \mymulticolumn{1}{p{5.377cm}}{\vspace{1px}\centerline{\includegraphics[width=5.1cm]{/web/www.cheatography.com/public/uploads/nelaorav_1667300341_calculations.jpg}}} \tn \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Why is GDP per capita sometimes incorrect}} \tn % Row 0 \SetRowColor{LightBackground} \mymulticolumn{1}{x{5.377cm}}{It doesn't take into account political or cultural freedom.} \tn % Row Count 2 (+ 2) % Row 1 \SetRowColor{white} \mymulticolumn{1}{x{5.377cm}}{It doesn't categorize countries based on their education or healthcare.} \tn % Row Count 4 (+ 2) % Row 2 \SetRowColor{LightBackground} \mymulticolumn{1}{x{5.377cm}}{It excludes unpaid work - charities, etc.} \tn % Row Count 5 (+ 1) % Row 3 \SetRowColor{white} \mymulticolumn{1}{x{5.377cm}}{It ignores the impact of economical development.} \tn % Row Count 6 (+ 1) % Row 4 \SetRowColor{LightBackground} \mymulticolumn{1}{x{5.377cm}}{It takes into account little information about private wealth.} \tn % Row Count 8 (+ 2) \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{2.09034 cm} x{2.88666 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Development indicators}} \tn % Row 0 \SetRowColor{LightBackground} HDI (human development index) & provides wider measure of living standards and economic welfare than real GDP per capita \tn % Row Count 4 (+ 4) % Row 1 \SetRowColor{white} & it combines 3 diffrenet measures \tn % Row Count 6 (+ 2) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{HDI index calculation}} \tn \SetRowColor{LightBackground} \mymulticolumn{1}{p{5.377cm}}{\vspace{1px}\centerline{\includegraphics[width=5.1cm]{/web/www.cheatography.com/public/uploads/nelaorav_1667301309_HDI.JPG}}} \tn \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} % That's all folks \end{multicols*} \end{document}