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% Document Info
\author{mettamorphosis00}
\pdfinfo{
  /Title (knowledge-pasar-modal.pdf)
  /Creator (Cheatography)
  /Author (mettamorphosis00)
  /Subject (Knowledge Pasar Modal Cheat Sheet)
}

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\noindent
\begin{multicols}{3}
\begin{tabulary}{5.8cm}{C}
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    \vspace{-7pt}
    {\parbox{\dimexpr\textwidth-2\fboxsep\relax}{\noindent
        \hspace*{-6pt}\includegraphics[width=5.8cm]{/web/www.cheatography.com/public/images/cheatography_logo.pdf}}
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\begin{tabulary}{11cm}{L}
    \vspace{-2pt}\large{\bf{\textcolor{DarkBackground}{\textrm{Knowledge Pasar Modal Cheat Sheet}}}} \\
    \normalsize{by \textcolor{DarkBackground}{mettamorphosis00} via \textcolor{DarkBackground}{\uline{cheatography.com/173979/cs/36550/}}}
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\noindent
\begin{multicols}{3}
\begin{tabulary}{5.8cm}{LL}
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  \mymulticolumn{2}{p{5.377cm}}{\bf\textcolor{white}{Cheatographer}}  \\
  \vspace{-2pt}mettamorphosis00 \\
  \uline{cheatography.com/mettamorphosis00} \\
  \end{tabulary}
\vfill
\columnbreak
\begin{tabulary}{5.8cm}{L}
  \SetRowColor{FootBackground}
  \mymulticolumn{1}{p{5.377cm}}{\bf\textcolor{white}{Cheat Sheet}}  \\
   \vspace{-2pt}Not Yet Published.\\
   Updated 16th January, 2023.\\
   Page {\thepage} of \pageref{LastPage}.
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  %\includegraphics[width=48px,height=48px]{dave.jpeg}
  Measure your website readability!\\
  www.readability-score.com
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\begin{document}
\raggedright
\raggedcolumns

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\begin{multicols*}{3}

\begin{tabularx}{5.377cm}{x{1.09494 cm} x{3.88206 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Definitions}}  \tn
% Row 0
\SetRowColor{LightBackground}
{\bf{AAOIFI}} & Accounting and Auditing Organization for Islamic Financial Institutions \tn 
% Row Count 3 (+ 3)
% Row 1
\SetRowColor{white}
{\bf{BEI}} & Bursa Efek Indonesia \tn 
% Row Count 4 (+ 1)
% Row 2
\SetRowColor{LightBackground}
{\bf{BINDO}} & Bloomberg Indonesia Local Sovereign Bond - 58 obligasi pemerintah Indonesia \tn 
% Row Count 7 (+ 3)
% Row 3
\SetRowColor{white}
{\bf{DSN}} & Dewan Syariah Nasional \tn 
% Row Count 8 (+ 1)
% Row 4
\SetRowColor{LightBackground}
{\bf{EBA}} & Efek Beragun Aset - asset backed security \tn 
% Row Count 10 (+ 2)
% Row 5
\SetRowColor{white}
{\bf{ICRA}} & Indonesia Credit Rating Agency \tn 
% Row Count 11 (+ 1)
% Row 6
\SetRowColor{LightBackground}
{\bf{LPS}} & Lembaga Penjamin Simpanan \tn 
% Row Count 12 (+ 1)
% Row 7
\SetRowColor{white}
{\bf{Pefindo}} & PT Pemeringkat Efek Indonesia \tn 
% Row Count 14 (+ 2)
% Row 8
\SetRowColor{LightBackground}
{\bf{SBSN}} & Surat Berharga Syariah Negara \tn 
% Row Count 15 (+ 1)
\hhline{>{\arrayrulecolor{DarkBackground}}--}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{5.377cm}{x{2.43873 cm} x{2.53827 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Jenis Surat Efek Utang}}  \tn
% Row 0
\SetRowColor{LightBackground}
{\bf{Pasar Uang (Tenor \textless{} 1y)}} & {\bf{Pasar Modal (Tenor \textgreater{} 1y)}} \tn 
% Row Count 2 (+ 2)
% Row 1
\SetRowColor{white}
Commercial Paper & Surat utang negara (SUN) \tn 
% Row Count 4 (+ 2)
% Row 2
\SetRowColor{LightBackground}
Promissory Notes & ORI \tn 
% Row Count 5 (+ 1)
% Row 3
\SetRowColor{white}
Surat Perbendaharaan Negara & Obligasi Korporasi \tn 
% Row Count 7 (+ 2)
% Row 4
\SetRowColor{LightBackground}
\mymulticolumn{2}{x{5.377cm}}{Treasury Bills (US)} \tn 
% Row Count 8 (+ 1)
\hhline{>{\arrayrulecolor{DarkBackground}}--}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{5.377cm}{x{2.18988 cm} x{2.78712 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Definisi Obligasi}}  \tn
% Row 0
\SetRowColor{LightBackground}
{\bf{Identitas Penerbit}} & Korporasi, Pemerintah, Pemerintah Daerah \tn 
% Row Count 2 (+ 2)
% Row 1
\SetRowColor{white}
{\bf{Periode Jatuh Tempo}} & Reguler (\textgreater{}1y), Puttable (investor lunas), Callable (penerbit lunas) \tn 
% Row Count 6 (+ 4)
% Row 2
\SetRowColor{LightBackground}
{\bf{Nilai Par}} & Face value, nominal value \tn 
% Row Count 8 (+ 2)
% Row 3
\SetRowColor{white}
{\bf{Kupon \& Frekuensi Pembayaran}} & Kupon tetap (fixed rate), kupon mengambang (floating rate), zero coupon \tn 
% Row Count 12 (+ 4)
% Row 4
\SetRowColor{LightBackground}
{\bf{Covenants}} & Negative covenants (larangan), affirmative covenants (kesepakatan) \tn 
% Row Count 15 (+ 3)
% Row 5
\SetRowColor{white}
{\bf{Mata Uang}} & Domestic Bond, Foreign Bond (diterbitkan LN, oleh Indo, mata uang ≠ IDR), Eurobond/Global Bond \tn 
% Row Count 20 (+ 5)
\hhline{>{\arrayrulecolor{DarkBackground}}--}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{5.377cm}{x{2.4885 cm} x{2.4885 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Investasi Obligasi}}  \tn
% Row 0
\SetRowColor{LightBackground}
Inflasi \& Tingkat Bunga Yang Sedang Berlaku & {\bf{Inflasi \{\{fa-long-arrow-up\}\} Kupon obligasi \{\{fa-long-arrow-up\}\}}} \tn 
% Row Count 4 (+ 4)
% Row 1
\SetRowColor{white}
 & Inflasi \{\{fa-long-arrow-down\}\} Kupon obligasi \{\{fa-long-arrow-down\}\} \tn 
% Row Count 8 (+ 4)
% Row 2
\SetRowColor{LightBackground}
Peringkat Utang & Peringkat utang \{\{fa-long-arrow-up\}\} lebih mampu melunasi obligasi \tn 
% Row Count 12 (+ 4)
% Row 3
\SetRowColor{white}
 & {\bf{Peringkat utang \{\{fa-long-arrow-up\}\} Kupon \{\{fa-long-arrow-down\}\}}} \tn 
% Row Count 16 (+ 4)
% Row 4
\SetRowColor{LightBackground}
Jatuh Tempo (Tenor) & {\bf{Tenor \{\{fa-long-arrow-up\}\} Kupon \{\{fa-long-arrow-up\}\}}} \tn 
% Row Count 19 (+ 3)
% Row 5
\SetRowColor{white}
Supply Obligasi di Pasar & {\bf{Supply \{\{fa-long-arrow-down\}\} Demand \{\{fa-long-arrow-up\}\} Kupon \{\{fa-long-arrow-down\}\}}} \tn 
% Row Count 24 (+ 5)
% Row 6
\SetRowColor{LightBackground}
Kondisi Pasar Finansial Global & Kondisi \{\{fa-thumbs-o-up\}\} Kupon \{\{fa-long-arrow-down\}\} \tn 
% Row Count 27 (+ 3)
% Row 7
\SetRowColor{white}
 & {\bf{Kondisi \{\{fa-thumbs-o-down\}\} Likuiditas \{\{fa-long-arrow-down\}\} Kupon \{\{fa-long-arrow-up\}\}}} \tn 
% Row Count 32 (+ 5)
\hhline{>{\arrayrulecolor{DarkBackground}}--}
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\par\addvspace{1.3em}

\begin{tabularx}{5.377cm}{x{1.84149 cm} x{3.13551 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Pasar Obligasi}}  \tn
% Row 0
\SetRowColor{LightBackground}
{\bf{Pasar Perdana (IPO)}} & Investor memesan melalui perusahaan sekuritas yang menjadi underwriter obligasi \tn 
% Row Count 4 (+ 4)
% Row 1
\SetRowColor{white}
{\bf{Pasar Sekunder}} & Over The Counter \{\{fa-long-arrow-right\}\}  obligasi berbeda harga di setiap sekuritas \tn 
% Row Count 8 (+ 4)
\hhline{>{\arrayrulecolor{DarkBackground}}--}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{5.377cm}{p{0.4977 cm} p{0.4977 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Risiko-risiko Obligasi}}  \tn
% Row 0
\SetRowColor{LightBackground}
\mymulticolumn{2}{x{5.377cm}}{{\bf{Risiko gagal bayar (Default risk)}}} \tn 
% Row Count 1 (+ 1)
% Row 1
\SetRowColor{white}
\mymulticolumn{2}{x{5.377cm}}{{\bf{Risiko suku bunga (Interest rate risk)}}} \tn 
% Row Count 2 (+ 1)
% Row 2
\SetRowColor{LightBackground}
\mymulticolumn{2}{x{5.377cm}}{{\bf{Liquidity Risk}}} \tn 
% Row Count 3 (+ 1)
% Row 3
\SetRowColor{white}
\mymulticolumn{2}{x{5.377cm}}{{\bf{Sovereign Risk}}} \tn 
% Row Count 4 (+ 1)
\hhline{>{\arrayrulecolor{DarkBackground}}--}
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\par\addvspace{1.3em}

\begin{tabularx}{5.377cm}{x{1.54287 cm} x{3.43413 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Indeks Obligasi}}  \tn
% Row 0
\SetRowColor{LightBackground}
{\bf{Definisi}} & Nilai rata-rata tertimbang dari sekumpulan obligasi, dihitung secara harian \tn 
% Row Count 3 (+ 3)
% Row 1
\SetRowColor{white}
{\bf{Fungsi Utama}} & Barometer untuk melihat tren atau arah pergerakan pasar obligasi \tn 
% Row Count 6 (+ 3)
% Row 2
\SetRowColor{LightBackground}
{\bf{Indeks Populer}} & HSBC Bond Index (Jan 2001), BINDO Index (Desember 202 \tn 
% Row Count 8 (+ 2)
\hhline{>{\arrayrulecolor{DarkBackground}}--}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{5.377cm}{x{1.19448 cm} x{3.78252 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Lembaga Pemeringkat}}  \tn
% Row 0
\SetRowColor{LightBackground}
{\bf{Definisi}} & Credit rating company \tn 
% Row Count 2 (+ 2)
% Row 1
\SetRowColor{white}
{\bf{US-based}} & Moody's, Fitch, S\&P \tn 
% Row Count 4 (+ 2)
% Row 2
\SetRowColor{LightBackground}
{\bf{Local}} & Pefindo, Fitch Rating Indonesia, ICRA \tn 
% Row Count 6 (+ 2)
\hhline{>{\arrayrulecolor{DarkBackground}}--}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{5.377cm}{X}
\SetRowColor{DarkBackground}
\mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Credit Rating}}  \tn
\SetRowColor{LightBackground}
\mymulticolumn{1}{p{5.377cm}}{\vspace{1px}\centerline{\includegraphics[width=5.1cm]{/web/www.cheatography.com/public/uploads/mettamorphosis00_1673875398_400px-Main_Credit_Ratings.png}}} \tn 
\hhline{>{\arrayrulecolor{DarkBackground}}-}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{5.377cm}{x{1.89126 cm} x{3.08574 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{{\bf{Obligasi Syariah}}}}  \tn
% Row 0
\SetRowColor{LightBackground}
{\bf{Sukuk}} & Emiten membayar pendapatan kepada pemegang berupa bagi hasil/margin/fee serta dana obligasi saat tenor \tn 
% Row Count 5 (+ 5)
% Row 1
\SetRowColor{white}
 & Surat Berharga Negara yang diterbitkan prinsip syariah \tn 
% Row Count 8 (+ 3)
% Row 2
\SetRowColor{LightBackground}
 & Underlying asset \{\{fa-check\}\} Syariah endorsement \{\{fa-check\}\} \tn 
% Row Count 11 (+ 3)
% Row 3
\SetRowColor{white}
{\bf{Prinsip Dasar}} & Kepemilikan bersama atas sesuatu \tn 
% Row Count 13 (+ 2)
% Row 4
\SetRowColor{LightBackground}
{\bf{Klaim}} & Klaim kepemilikan didasarkan asset/proyek yang spesifik \tn 
% Row Count 16 (+ 3)
% Row 5
\SetRowColor{white}
{\bf{Pokok dan Imbal Hasil}} & Tidak dijamin oleh issuer \tn 
% Row Count 18 (+ 2)
% Row 6
\SetRowColor{LightBackground}
{\bf{Penggunaan Dana}} & Harus digunakan untuk kegiatan usaha yang halal \tn 
% Row Count 20 (+ 2)
% Row 7
\SetRowColor{white}
{\bf{Jenis Penghasilan}} & Imbalan, bagi hasil, margin \tn 
% Row Count 22 (+ 2)
\hhline{>{\arrayrulecolor{DarkBackground}}--}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{5.377cm}{x{1.29402 cm} x{3.68298 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Akad Sukuk}}  \tn
% Row 0
\SetRowColor{LightBackground}
{\bf{Mudharabah}} & Trust Financing/Trust Investment \tn 
% Row Count 2 (+ 2)
% Row 1
\SetRowColor{white}
{\bf{Ijarah}} & Operational Lease/Sale and Lease \tn 
% Row Count 4 (+ 2)
% Row 2
\SetRowColor{LightBackground}
{\bf{Musyarakah}} & Partnership/Project Financing Participation \tn 
% Row Count 6 (+ 2)
% Row 3
\SetRowColor{white}
{\bf{Salam}} & In Front Payment Sale \tn 
% Row Count 7 (+ 1)
% Row 4
\SetRowColor{LightBackground}
{\bf{Istisna}} & Purchase by order atau manufacture \tn 
% Row Count 9 (+ 2)
% Row 5
\SetRowColor{white}
{\bf{Murabahah}} & Deferred payment sale \tn 
% Row Count 11 (+ 2)
\hhline{>{\arrayrulecolor{DarkBackground}}--}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{5.377cm}{x{2.09034 cm} x{2.88666 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Jenis Sukuk}}  \tn
% Row 0
\SetRowColor{LightBackground}
{\bf{Sale and lease back}} & Kepemilikan atas tangibla assets \tn 
% Row Count 2 (+ 2)
% Row 1
\SetRowColor{white}
{\bf{Lease/sublease}} & Usufructs atau services \tn 
% Row Count 4 (+ 2)
% Row 2
\SetRowColor{LightBackground}
{\bf{Musyarakah/Mudarabah}} & Penyertaan (equity shares) dalam aktivitas bisnis atau portfolio investasi \tn 
% Row Count 8 (+ 4)
% Row 3
\SetRowColor{white}
{\bf{Murabahah, Salam, Istisna}} & Receivables atau future goods \tn 
% Row Count 10 (+ 2)
\hhline{>{\arrayrulecolor{DarkBackground}}--}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{5.377cm}{X}
\SetRowColor{DarkBackground}
\mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Valuasi Efek Pendapatan Tetap}}  \tn
\SetRowColor{LightBackground}
\mymulticolumn{1}{p{5.377cm}}{\vspace{1px}\centerline{\includegraphics[width=5.1cm]{/web/www.cheatography.com/public/uploads/mettamorphosis00_1673876205_lagrida_latex_editor.png}}} \tn 
\hhline{>{\arrayrulecolor{DarkBackground}}-}
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\par\addvspace{1.3em}

\begin{tabularx}{5.377cm}{X}
\SetRowColor{DarkBackground}
\mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Valuasi Diantara Tanggal Settlement}}  \tn
\SetRowColor{LightBackground}
\mymulticolumn{1}{p{5.377cm}}{\vspace{1px}\centerline{\includegraphics[width=5.1cm]{/web/www.cheatography.com/public/uploads/mettamorphosis00_1673880450_Screenshot 2023-01-16 214702.png}}} \tn 
\hhline{>{\arrayrulecolor{DarkBackground}}-}
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\par\addvspace{1.3em}

\begin{tabularx}{5.377cm}{x{2.4885 cm} x{2.4885 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Harga \& Premi Risiko}}  \tn
% Row 0
\SetRowColor{LightBackground}
\mymulticolumn{2}{x{5.377cm}}{{\bf{Tingkat keuntungan yang disyaratkan = return risk free + premi risiko}}} \tn 
% Row Count 2 (+ 2)
% Row 1
\SetRowColor{white}
Suku bunga pasar \{\{fa-long-arrow-up\}\} & {\bf{Risk-free return \{\{fa-long-arrow-up\}\}}} \tn 
% Row Count 5 (+ 3)
% Row 2
\SetRowColor{LightBackground}
Risk-free return \{\{fa-long-arrow-up\}\} & {\bf{Tingkat keuntungan yang disyaratkan \{\{fa-long-arrow-up\}\}}} \tn 
% Row Count 8 (+ 3)
% Row 3
\SetRowColor{white}
Tingkat keuntungan yang disyaratkan \{\{fa-long-arrow-up\}\} & {\bf{Harga obligasi \{\{fa-long-arrow-down\}\}}} \tn 
% Row Count 11 (+ 3)
\hhline{>{\arrayrulecolor{DarkBackground}}--}
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\par\addvspace{1.3em}

\begin{tabularx}{5.377cm}{x{1.24425 cm} x{3.73275 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Fixed vs. Variable Rate Bonds}}  \tn
% Row 0
\SetRowColor{LightBackground}
{\bf{Demand}} & Investor tidak khawatir akan peningkatan suku bunga tiba-tiba dan signifikan \{\{fa-long-arrow-right\}\} {\bf{Fixed}} \tn 
% Row Count 4 (+ 4)
% Row 1
\SetRowColor{white}
{\bf{Supply}} & Suku bunga rendah \{\{fa-long-arrow-right\}\} {\bf{Fixed}} \tn 
% Row Count 6 (+ 2)
% Row 2
\SetRowColor{LightBackground}
{\bf{Liquidity}} & Obligasi fixed rate menawarkan yield dan likuiditas lebih baik \{\{fa-long-arrow-right\}\} {\bf{Fixed}} \tn 
% Row Count 10 (+ 4)
% Row 3
\SetRowColor{white}
{\bf{Buy\&Hold}} & Potensi kenaikan harga terbatas \{\{fa-long-arrow-right\}\} {\bf{Variable}} \tn 
% Row Count 13 (+ 3)
% Row 4
\SetRowColor{LightBackground}
{\bf{Rate View}} & Demand untuk short-term securities \{\{fa-long-arrow-up\}\} Interest rate \{\{fa-long-arrow-down\}\} \{\{fa-long-arrow-right\}\} {\bf{Fixed}} \tn 
% Row Count 18 (+ 5)
\hhline{>{\arrayrulecolor{DarkBackground}}--}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{5.377cm}{x{2.18988 cm} x{2.78712 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Pengukuran Imbal Hasil}}  \tn
% Row 0
\SetRowColor{LightBackground}
{\bf{Current Yield}} & Nominal Kupon Tahunan / Harga Pasar \tn 
% Row Count 2 (+ 2)
% Row 1
\SetRowColor{white}
{\bf{Yield to Maturity}} & Tingkat pengembalian yang diperoleh jika obligasi dipegang hingga jatuh tempo \tn 
% Row Count 6 (+ 4)
% Row 2
\SetRowColor{LightBackground}
 & Kupon yang diperoleh diasumsikan di-reinvestasi pada tingkat bunga sebesar YTM \{\{fa-long-arrow-right\}\} {\bf{Keterbatasan}} \tn 
% Row Count 12 (+ 6)
% Row 3
\SetRowColor{white}
{\bf{Re-investment Risk}} & Jangka waktu obligasi \{\{fa-long-arrow-up\}\} Risiko \{\{fa-long-arrow-up\}\} \tn 
% Row Count 16 (+ 4)
% Row 4
\SetRowColor{LightBackground}
 & Kupon \{\{fa-long-arrow-up\}\} Risiko \{\{fa-long-arrow-up\}\} \tn 
% Row Count 19 (+ 3)
% Row 5
\SetRowColor{white}
{\bf{Bond Equivalent Yield (BEY)}} & {[}(1+monthly cash flow yield)\textasciicircum{}6-1{]}*2 \tn 
% Row Count 21 (+ 2)
% Row 6
\SetRowColor{LightBackground}
 & {[}(1+quarterly cash flow yield)\textasciicircum{}2-1{]}*2 \tn 
% Row Count 23 (+ 2)
\hhline{>{\arrayrulecolor{DarkBackground}}--}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{5.377cm}{X}
\SetRowColor{DarkBackground}
\mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Yield To Maturity}}  \tn
\SetRowColor{LightBackground}
\mymulticolumn{1}{p{5.377cm}}{\vspace{1px}\centerline{\includegraphics[width=5.1cm]{/web/www.cheatography.com/public/uploads/mettamorphosis00_1673881624_Screenshot 2023-01-16 220625.png}}} \tn 
\hhline{>{\arrayrulecolor{DarkBackground}}-}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{5.377cm}{x{2.4885 cm} x{2.4885 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Yield To Call}}  \tn
% Row 0
\SetRowColor{LightBackground}
Yield to Call \{\{fa-long-arrow-right\}\} Callable Bond & Hasil yang diperoleh jika obligasi ditebus sebelum tanggal jatuh tempo \tn 
% Row Count 4 (+ 4)
% Row 1
\SetRowColor{white}
 & {\bf{First call date}} \{\{fa-long-arrow-right\}\} YTM dari obligasi dengan asumsi maturitasnya \tn 
% Row Count 9 (+ 5)
% Row 2
\SetRowColor{LightBackground}
 & {\bf{Call price}} \{\{fa-long-arrow-right\}\} par value + satu kali kupon \tn 
% Row Count 13 (+ 4)
% Row 3
\SetRowColor{white}
Asumsi & Investor akan memegang obligasi sampai perusahaan menarik obligasi \tn 
% Row Count 17 (+ 4)
% Row 4
\SetRowColor{LightBackground}
 & Perusahaan/negara yang mengeluarkan obligasi akan menarik obligasi satu dari beberapa tanggal tetap yang digunakan sebagai analisis \tn 
% Row Count 24 (+ 7)
% Row 5
\SetRowColor{white}
{\bf{YTC \textless{} YTM}} & Pemberian call membatasi apresiasi harga obligasi \tn 
% Row Count 27 (+ 3)
% Row 6
\SetRowColor{LightBackground}
 & Ketika suku bunga turun, harga callable bond tidak akan lebih tinggi daripada call price \tn 
% Row Count 32 (+ 5)
\end{tabularx}
\par\addvspace{1.3em}

\vfill
\columnbreak
\begin{tabularx}{5.377cm}{x{2.4885 cm} x{2.4885 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Yield To Call (cont)}}  \tn
% Row 7
\SetRowColor{LightBackground}
Jangka waktu & \textless{} 5-10 y \tn 
% Row Count 1 (+ 1)
\hhline{>{\arrayrulecolor{DarkBackground}}--}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{5.377cm}{x{2.33919 cm} x{2.63781 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Variable Rate Bonds}}  \tn
% Row 0
\SetRowColor{LightBackground}
\mymulticolumn{2}{x{5.377cm}}{Besarnya kupon mengikuti tingkat suku bunga pasar} \tn 
% Row Count 1 (+ 1)
% Row 1
\SetRowColor{white}
\mymulticolumn{2}{x{5.377cm}}{Less interest rate risk than fixed rate bonds} \tn 
% Row Count 2 (+ 1)
% Row 2
\SetRowColor{LightBackground}
\mymulticolumn{2}{x{5.377cm}}{Penilaian dilakukan dengan {\bf{menganggap pokok akan dicairkan pada tingkat pembayaran bunga berikutnya}}} \tn 
% Row Count 5 (+ 3)
% Row 3
\SetRowColor{white}
\mymulticolumn{2}{x{5.377cm}}{{\bf{Tingkat bunga = suku bunga penjaminan LPS + X bps}}} \tn 
% Row Count 7 (+ 2)
% Row 4
\SetRowColor{LightBackground}
\mymulticolumn{2}{x{5.377cm}}{Terkadang ada ketentuan {\bf{floor price}}} \tn 
% Row Count 8 (+ 1)
% Row 5
\SetRowColor{white}
{\bf{Spread for Life / Simple Margin}} & Mengukur potensi return dari {\bf{accretion discount}} atau {\bf{amortisasi premium}} \tn 
% Row Count 12 (+ 4)
\hhline{>{\arrayrulecolor{DarkBackground}}--}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{5.377cm}{X}
\SetRowColor{DarkBackground}
\mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Spread for Life}}  \tn
\SetRowColor{LightBackground}
\mymulticolumn{1}{p{5.377cm}}{\vspace{1px}\centerline{\includegraphics[width=5.1cm]{/web/www.cheatography.com/public/uploads/mettamorphosis00_1673883218_Screenshot 2023-01-16 223325.png}}} \tn 
\hhline{>{\arrayrulecolor{DarkBackground}}-}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{5.377cm}{x{1.44333 cm} x{3.53367 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Spot and Forward Rate}}  \tn
% Row 0
\SetRowColor{LightBackground}
{\bf{Spot Rate}} & YTM of a bond with "x" number of years remaining for maturity \tn 
% Row Count 3 (+ 3)
% Row 1
\SetRowColor{white}
{\bf{Forward Rate}} & Rate of interest at which an investor agrees to invest in an asset for some future time period \tn 
% Row Count 7 (+ 4)
\hhline{>{\arrayrulecolor{DarkBackground}}--}
\end{tabularx}
\par\addvspace{1.3em}


% That's all folks
\end{multicols*}

\end{document}