\documentclass[10pt,a4paper]{article}

% Packages
\usepackage{fancyhdr}           % For header and footer
\usepackage{multicol}           % Allows multicols in tables
\usepackage{tabularx}           % Intelligent column widths
\usepackage{tabulary}           % Used in header and footer
\usepackage{hhline}             % Border under tables
\usepackage{graphicx}           % For images
\usepackage{xcolor}             % For hex colours
%\usepackage[utf8x]{inputenc}    % For unicode character support
\usepackage[T1]{fontenc}        % Without this we get weird character replacements
\usepackage{colortbl}           % For coloured tables
\usepackage{setspace}           % For line height
\usepackage{lastpage}           % Needed for total page number
\usepackage{seqsplit}           % Splits long words.
%\usepackage{opensans}          % Can't make this work so far. Shame. Would be lovely.
\usepackage[normalem]{ulem}     % For underlining links
% Most of the following are not required for the majority
% of cheat sheets but are needed for some symbol support.
\usepackage{amsmath}            % Symbols
\usepackage{MnSymbol}           % Symbols
\usepackage{wasysym}            % Symbols
%\usepackage[english,german,french,spanish,italian]{babel}              % Languages

% Document Info
\author{marie.madero}
\pdfinfo{
  /Title (business.pdf)
  /Creator (Cheatography)
  /Author (marie.madero)
  /Subject (Business Cheat Sheet)
}

% Lengths and widths
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\addtolength{\textheight}{-1cm}
\addtolength{\hoffset}{-3cm}
\addtolength{\voffset}{-2cm}
\setlength{\tabcolsep}{0.2cm} % Space between columns
\setlength{\headsep}{-12pt} % Reduce space between header and content
\setlength{\headheight}{85pt} % If less, LaTeX automatically increases it
\renewcommand{\footrulewidth}{0pt} % Remove footer line
\renewcommand{\headrulewidth}{0pt} % Remove header line
\renewcommand{\seqinsert}{\ifmmode\allowbreak\else\-\fi} % Hyphens in seqsplit
% This two commands together give roughly
% the right line height in the tables
\renewcommand{\arraystretch}{1.3}
\onehalfspacing

% Commands
\newcommand{\SetRowColor}[1]{\noalign{\gdef\RowColorName{#1}}\rowcolor{\RowColorName}} % Shortcut for row colour
\newcommand{\mymulticolumn}[3]{\multicolumn{#1}{>{\columncolor{\RowColorName}}#2}{#3}} % For coloured multi-cols
\newcolumntype{x}[1]{>{\raggedright}p{#1}} % New column types for ragged-right paragraph columns
\newcommand{\tn}{\tabularnewline} % Required as custom column type in use

% Font and Colours
\definecolor{HeadBackground}{HTML}{333333}
\definecolor{FootBackground}{HTML}{666666}
\definecolor{TextColor}{HTML}{333333}
\definecolor{DarkBackground}{HTML}{A31C91}
\definecolor{LightBackground}{HTML}{F9F0F8}
\renewcommand{\familydefault}{\sfdefault}
\color{TextColor}

% Header and Footer
\pagestyle{fancy}
\fancyhead{} % Set header to blank
\fancyfoot{} % Set footer to blank
\fancyhead[L]{
\noindent
\begin{multicols}{3}
\begin{tabulary}{5.8cm}{C}
    \SetRowColor{DarkBackground}
    \vspace{-7pt}
    {\parbox{\dimexpr\textwidth-2\fboxsep\relax}{\noindent
        \hspace*{-6pt}\includegraphics[width=5.8cm]{/web/www.cheatography.com/public/images/cheatography_logo.pdf}}
    }
\end{tabulary}
\columnbreak
\begin{tabulary}{11cm}{L}
    \vspace{-2pt}\large{\bf{\textcolor{DarkBackground}{\textrm{Business Cheat Sheet}}}} \\
    \normalsize{by \textcolor{DarkBackground}{marie.madero} via \textcolor{DarkBackground}{\uline{cheatography.com/23665/cs/5268/}}}
\end{tabulary}
\end{multicols}}

\fancyfoot[L]{ \footnotesize
\noindent
\begin{multicols}{3}
\begin{tabulary}{5.8cm}{LL}
  \SetRowColor{FootBackground}
  \mymulticolumn{2}{p{5.377cm}}{\bf\textcolor{white}{Cheatographer}}  \\
  \vspace{-2pt}marie.madero \\
  \uline{cheatography.com/marie-madero} \\
  \end{tabulary}
\vfill
\columnbreak
\begin{tabulary}{5.8cm}{L}
  \SetRowColor{FootBackground}
  \mymulticolumn{1}{p{5.377cm}}{\bf\textcolor{white}{Cheat Sheet}}  \\
   \vspace{-2pt}Published 28th September, 2015.\\
   Updated 10th May, 2016.\\
   Page {\thepage} of \pageref{LastPage}.
\end{tabulary}
\vfill
\columnbreak
\begin{tabulary}{5.8cm}{L}
  \SetRowColor{FootBackground}
  \mymulticolumn{1}{p{5.377cm}}{\bf\textcolor{white}{Sponsor}}  \\
  \SetRowColor{white}
  \vspace{-5pt}
  %\includegraphics[width=48px,height=48px]{dave.jpeg}
  Measure your website readability!\\
  www.readability-score.com
\end{tabulary}
\end{multicols}}




\begin{document}
\raggedright
\raggedcolumns

% Set font size to small. Switch to any value
% from this page to resize cheat sheet text:
% www.emerson.emory.edu/services/latex/latex_169.html
\footnotesize % Small font.

\begin{multicols*}{4}

\begin{tabularx}{3.833cm}{X}
\SetRowColor{DarkBackground}
\mymulticolumn{1}{x{3.833cm}}{\bf\textcolor{white}{Accounting Concepts}}  \tn
\SetRowColor{white}
\mymulticolumn{1}{x{3.833cm}}{Rules or guidelines that accountants follow when drawing up accounts.% Row Count 2 (+ 2)
} \tn 
\hhline{>{\arrayrulecolor{DarkBackground}}-}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{3.833cm}{x{1.03122 cm} x{1.00089 cm} x{1.00089 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{3}{x{3.833cm}}{\bf\textcolor{white}{Last ones}}  \tn
% Row 0
\SetRowColor{LightBackground}
Business Entity & Money Measurement & Dual Aspect \tn 
% Row Count 2 (+ 2)
% Row 1
\SetRowColor{white}
Financial affairs of the business should be completely separate from those of the owner & Financial Records should be expressed in monetary terms. & Every transaction has 2 effects on the business's accounts. \tn 
% Row Count 9 (+ 7)
\hhline{>{\arrayrulecolor{DarkBackground}}---}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{3.833cm}{p{0.65825 cm} p{0.65825 cm} p{0.65825 cm} p{0.65825 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{4}{x{3.833cm}}{\bf\textcolor{white}{Statements of Standard Accounting Practice}}  \tn
% Row 0
\SetRowColor{LightBackground}
Going Concern Concept & \seqsplit{Consistency} Concept & Prudence Concept & Accruals or Matching Concept \tn 
% Row Count 3 (+ 3)
% Row 1
\SetRowColor{white}
Assumes that a business will carry on tradinf for the \seqsplit{foreseeable} future. & States that the accounts of a business should be prepared on the same basis every year. & States that \seqsplit{accountants} should be cautious when reporting the financial position of a business. {\emph{revenue and profit should not be recorded unless it is certain; \seqsplit{anticipate} all possible losses and record them as soon as they are known; choose the lowest value when faced with a choice of asset values or revenue; highest value when referring to costs}} & Accruals: revenue whould be recorded when it is earned and not hen the money is received. (same goes to costs). Matching: states that when \seqsplit{calculating} profit, revenue should be matched against \seqsplit{expenditure} incurred in earning it. \tn 
% Row Count 38 (+ 35)
\hhline{>{\arrayrulecolor{DarkBackground}}----}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{3.833cm}{p{0.65825 cm} p{0.65825 cm} p{0.65825 cm} p{0.65825 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{4}{x{3.833cm}}{\bf\textcolor{white}{Other}}  \tn
% Row 0
\SetRowColor{LightBackground}
\seqsplit{Objectivity} & \seqsplit{Historical} Cost & \seqsplit{Realization} & \seqsplit{Materiality} \tn 
% Row Count 2 (+ 2)
% Row 1
\SetRowColor{white}
Accounts should be based on \seqsplit{verifiable} evidence rather than personal opinion & \seqsplit{Accounting} should be based on the original costs incurred in the \seqsplit{transaction} & Revenue shouldn't be \seqsplit{recognized} until the exchange of goods or services has taken place. & \seqsplit{Accountants} should avoid wasting time trying to \seqsplit{accurately} record items of \seqsplit{expenditure} which are trivial. \tn 
% Row Count 13 (+ 11)
\hhline{>{\arrayrulecolor{DarkBackground}}----}
\end{tabularx}
\par\addvspace{1.3em}


% That's all folks
\end{multicols*}

\end{document}