\documentclass[10pt,a4paper]{article} % Packages \usepackage{fancyhdr} % For header and footer \usepackage{multicol} % Allows multicols in tables \usepackage{tabularx} % Intelligent column widths \usepackage{tabulary} % Used in header and footer \usepackage{hhline} % Border under tables \usepackage{graphicx} % For images \usepackage{xcolor} % For hex colours %\usepackage[utf8x]{inputenc} % For unicode character support \usepackage[T1]{fontenc} % Without this we get weird character replacements \usepackage{colortbl} % For coloured tables \usepackage{setspace} % For line height \usepackage{lastpage} % Needed for total page number \usepackage{seqsplit} % Splits long words. %\usepackage{opensans} % Can't make this work so far. Shame. Would be lovely. \usepackage[normalem]{ulem} % For underlining links % Most of the following are not required for the majority % of cheat sheets but are needed for some symbol support. \usepackage{amsmath} % Symbols \usepackage{MnSymbol} % Symbols \usepackage{wasysym} % Symbols %\usepackage[english,german,french,spanish,italian]{babel} % Languages % Document Info \author{livjharrison} \pdfinfo{ /Title (contract-law.pdf) /Creator (Cheatography) /Author (livjharrison) /Subject (Contract Law Cheat Sheet) } % Lengths and widths \addtolength{\textwidth}{6cm} \addtolength{\textheight}{-1cm} \addtolength{\hoffset}{-3cm} \addtolength{\voffset}{-2cm} \setlength{\tabcolsep}{0.2cm} % Space between columns \setlength{\headsep}{-12pt} % Reduce space between header and content \setlength{\headheight}{85pt} % If less, LaTeX automatically increases it \renewcommand{\footrulewidth}{0pt} % Remove footer line \renewcommand{\headrulewidth}{0pt} % Remove header line \renewcommand{\seqinsert}{\ifmmode\allowbreak\else\-\fi} % Hyphens in seqsplit % This two commands together give roughly % the right line height in the tables \renewcommand{\arraystretch}{1.3} \onehalfspacing % Commands \newcommand{\SetRowColor}[1]{\noalign{\gdef\RowColorName{#1}}\rowcolor{\RowColorName}} % Shortcut for row colour \newcommand{\mymulticolumn}[3]{\multicolumn{#1}{>{\columncolor{\RowColorName}}#2}{#3}} % For coloured multi-cols \newcolumntype{x}[1]{>{\raggedright}p{#1}} % New column types for ragged-right paragraph columns \newcommand{\tn}{\tabularnewline} % Required as custom column type in use % Font and Colours \definecolor{HeadBackground}{HTML}{333333} \definecolor{FootBackground}{HTML}{666666} \definecolor{TextColor}{HTML}{333333} \definecolor{DarkBackground}{HTML}{A34467} \definecolor{LightBackground}{HTML}{F9F3F5} \renewcommand{\familydefault}{\sfdefault} \color{TextColor} % Header and Footer \pagestyle{fancy} \fancyhead{} % Set header to blank \fancyfoot{} % Set footer to blank \fancyhead[L]{ \noindent \begin{multicols}{3} \begin{tabulary}{5.8cm}{C} \SetRowColor{DarkBackground} \vspace{-7pt} {\parbox{\dimexpr\textwidth-2\fboxsep\relax}{\noindent \hspace*{-6pt}\includegraphics[width=5.8cm]{/web/www.cheatography.com/public/images/cheatography_logo.pdf}} } \end{tabulary} \columnbreak \begin{tabulary}{11cm}{L} \vspace{-2pt}\large{\bf{\textcolor{DarkBackground}{\textrm{Contract Law Cheat Sheet}}}} \\ \normalsize{by \textcolor{DarkBackground}{livjharrison} via \textcolor{DarkBackground}{\uline{cheatography.com/192137/cs/39942/}}} \end{tabulary} \end{multicols}} \fancyfoot[L]{ \footnotesize \noindent \begin{multicols}{3} \begin{tabulary}{5.8cm}{LL} \SetRowColor{FootBackground} \mymulticolumn{2}{p{5.377cm}}{\bf\textcolor{white}{Cheatographer}} \\ \vspace{-2pt}livjharrison \\ \uline{cheatography.com/livjharrison} \\ \end{tabulary} \vfill \columnbreak \begin{tabulary}{5.8cm}{L} \SetRowColor{FootBackground} \mymulticolumn{1}{p{5.377cm}}{\bf\textcolor{white}{Cheat Sheet}} \\ \vspace{-2pt}Not Yet Published.\\ Updated 20th August, 2023.\\ Page {\thepage} of \pageref{LastPage}. \end{tabulary} \vfill \columnbreak \begin{tabulary}{5.8cm}{L} \SetRowColor{FootBackground} \mymulticolumn{1}{p{5.377cm}}{\bf\textcolor{white}{Sponsor}} \\ \SetRowColor{white} \vspace{-5pt} %\includegraphics[width=48px,height=48px]{dave.jpeg} Measure your website readability!\\ www.readability-score.com \end{tabulary} \end{multicols}} \begin{document} \raggedright \raggedcolumns % Set font size to small. Switch to any value % from this page to resize cheat sheet text: % www.emerson.emory.edu/services/latex/latex_169.html \footnotesize % Small font. \begin{multicols*}{3} \begin{tabularx}{5.377cm}{x{1.55618 cm} x{1.51041 cm} x{1.51041 cm} } \SetRowColor{DarkBackground} \mymulticolumn{3}{x{5.377cm}}{\bf\textcolor{white}{ACTIONABLE MISREPRESENTATION}} \tn % Row 0 \SetRowColor{LightBackground} Unambiguous, false, statement of fact, addressed to C, induced C (need not be the only reason but material) & C to prove objective inducement AND D to prove C was not induced, OR C to prove subjective inducement. & No duty to check \seqsplit{misrepresentor's} statement. If unreasonable not to \seqsplit{check/negligent} check done - possible contributory negligence. \tn % Row Count 10 (+ 10) \hhline{>{\arrayrulecolor{DarkBackground}}---} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Mere Puff - Not Misrepresentation}} \tn % Row 0 \SetRowColor{LightBackground} \mymulticolumn{1}{x{5.377cm}}{E.g. 'desirable residence', 'fertile and improvable', 'a fantastic investment opportunity'} \tn % Row Count 2 (+ 2) \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{2.4885 cm} x{2.4885 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Silence - Not Misrepresentation}} \tn % Row 0 \SetRowColor{LightBackground} No duty to disclose facts which, if known, might affect other party's decision to contract. & Impossible to know precisely what should be disclosed. \tn % Row Count 5 (+ 5) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{1.55618 cm} x{1.51041 cm} x{1.51041 cm} } \SetRowColor{DarkBackground} \mymulticolumn{3}{x{5.377cm}}{\bf\textcolor{white}{Statement of Future Intent. - Not Misrep}} \tn % Row 0 \SetRowColor{LightBackground} Cannot be true or false at the moment it is made. & Representor makes a promise and then it is \seqsplit{prevented/circumstances} alter so they change their mind. & E.g. wife says she will not remarry and this is her intention. Later, changes her mind and remarries. She did not misrepresent her current intention. \tn % Row Count 12 (+ 12) \hhline{>{\arrayrulecolor{DarkBackground}}---} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{2.4885 cm} x{2.4885 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Statment of Opinion - Not Misrepresentation}} \tn % Row 0 \SetRowColor{LightBackground} Same facts held by D \& C. Honestly held by D. & E.g. D said his 'idea was that the land would carry 2000 sheep' (when land has never been used for sheep before). \tn % Row Count 6 (+ 6) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{Statement of Fact - Misrepresentation}} \tn % Row 0 \SetRowColor{LightBackground} \mymulticolumn{1}{x{5.377cm}}{E.g. statements of law, statement asserting a given state of affairs.} \tn % Row Count 2 (+ 2) \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{2.4885 cm} x{2.4885 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Contracts uberrimae fidae - Misrepresentation}} \tn % Row 0 \SetRowColor{LightBackground} Some contracts necessitate one party in particularly strong position to know material facts and disclose those. & E.g. insurer must disclose material facts in a contract of insurance.\{\{nl\}\}E.g. fiduciary relationships like, company \& directors; trustee \& beneficiaries. \tn % Row Count 8 (+ 8) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{2.4885 cm} x{2.4885 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Half-Truths - Misrepresentation}} \tn % Row 0 \SetRowColor{LightBackground} Statement that is technically true but misleading. & E.g. selling property as 'fully let' knowing all tenants have given notice to quit. \tn % Row Count 5 (+ 5) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{2.4885 cm} x{2.4885 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Statement of Opinion \textgreater{} Fact - Misrepresentation}} \tn % Row 0 \SetRowColor{LightBackground} Representor has superior \seqsplit{knowledge/experience} than representee. & E.g. 'This will make 200,000 gallons of petrol per year' - said when representor had enough experience to know it can't be true. \tn % Row Count 7 (+ 7) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{2.4885 cm} x{2.4885 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Statement of FI \textgreater{} Fact - Misrepresentation}} \tn % Row 0 \SetRowColor{LightBackground} Where X states they intend to do something but know they cannot do it/do not intend to do it. & E.g. 'I will buy it next month for £1000', knowing they cannot afford it or having no intent to buy it. \tn % Row Count 6 (+ 6) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{1.55618 cm} x{1.51041 cm} x{1.51041 cm} } \SetRowColor{DarkBackground} \mymulticolumn{3}{x{5.377cm}}{\bf\textcolor{white}{Continuing Misrepresentation - Misrep}} \tn % Row 0 \SetRowColor{LightBackground} If statement is made initially which is true but becomes false before contracting, representor must correct \seqsplit{misrepresentation}. & Existing fact which was true but later becomes false. & E.g. selling a shop stating income of £1000p/m. If income falls to £100p/m, must disclose. \tn % Row Count 10 (+ 10) \hhline{>{\arrayrulecolor{DarkBackground}}---} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{CATEGORIES OF MISREPRESENTATION}} \tn % Row 0 \SetRowColor{LightBackground} \mymulticolumn{1}{x{5.377cm}}{Remedies available depend upon the category of the misrepresentation in question.} \tn % Row Count 2 (+ 2) \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{2.4885 cm} x{2.4885 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Categories - Fraudulent}} \tn % Row 0 \SetRowColor{LightBackground} Proof of fraud: false representation made knowingly or without belief in its proof or made recklessly careless whether it be true or false. & \seqsplit{Deliberate/dishonest} failure to disclose \tn % Row Count 7 (+ 7) % Row 1 \SetRowColor{white} Motive = immaterial & Burden of proof on C (extremely difficult) \tn % Row Count 10 (+ 3) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{1.55618 cm} x{1.51041 cm} x{1.51041 cm} } \SetRowColor{DarkBackground} \mymulticolumn{3}{x{5.377cm}}{\bf\textcolor{white}{Categories - Negligent}} \tn % Row 0 \SetRowColor{LightBackground} Where representor cannot prove that they had reasonable grounds to believe (and continued to believe) the statement was true up to time of contract. & Burden of proof on D to prove they had reasonable grounds in believing their statement. & E.g. X told Y £100 cost taken from Doc 1. True cost was found in Doc 2. X failed to show objectively reasonable grounds for disregarding figure in Doc 2 and relying instead on Doc 1. \tn % Row Count 15 (+ 15) \hhline{>{\arrayrulecolor{DarkBackground}}---} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{2.4885 cm} x{2.4885 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Categories - Innocent}} \tn % Row 0 \SetRowColor{LightBackground} Representor had reasonable grounds for belief in the truth of their statement and believed it up to time of contracting. & Burden on neither; innocent is simply a statement not made \seqsplit{fraudulently/negligently}. \tn % Row Count 6 (+ 6) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{2.4885 cm} x{2.4885 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Rescission}} \tn % Row 0 \SetRowColor{LightBackground} Representee must communicate intention/initiate proceedings for rescission & Only awarded where parties can be restored to original position pre-contract. \tn % Row Count 4 (+ 4) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{1.89126 cm} x{3.08574 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Bars to Rescission}} \tn % Row 0 \SetRowColor{LightBackground} Affirmation & Contract was affirmed through words/conduct \tn % Row Count 2 (+ 2) % Row 1 \SetRowColor{white} Lapse of time & Action for rescission must be brought promptly \tn % Row Count 4 (+ 2) % Row 2 \SetRowColor{LightBackground} Third party rights accrue & If at any time prior to rescission, person acquiring goods under contract passes good title of those goods to an innocent third party, cannot rescind. \tn % Row Count 11 (+ 7) % Row 3 \SetRowColor{white} Impossibility & If it is no longer possible to restore parties to previous position.\{\{nl\}\} E.g. change in nature/status of shares after being induced to take shares. \tn % Row Count 18 (+ 7) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{2.09034 cm} x{2.88666 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{REMEDIES FOR MISREPRESENTATION}} \tn % Row 0 \SetRowColor{LightBackground} Voidable but not void. & Rescission, damages, indemnity \tn % Row Count 2 (+ 2) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{1.55618 cm} x{1.51041 cm} x{1.51041 cm} } \SetRowColor{DarkBackground} \mymulticolumn{3}{x{5.377cm}}{\bf\textcolor{white}{Indemnity}} \tn % Row 0 \SetRowColor{LightBackground} Covers expenses for obligations assumed as direct result of contract & Where action for \seqsplit{misrepresentation} gives damages, indemnity NOT awarded & E.g. If representee induced into buying leasehold property, obligations arising from this (council tax, service charge etc.) would be covered by indemnity \tn % Row Count 12 (+ 12) \hhline{>{\arrayrulecolor{DarkBackground}}---} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{2.4885 cm} x{2.4885 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Damages for Fraudulent Misrep}} \tn % Row 0 \SetRowColor{LightBackground} Places innocent party in position they would have been but for the misrepresentation & C must mitigate losses as soon as fraud discovered \tn % Row Count 5 (+ 5) % Row 1 \SetRowColor{white} Contrib. not available as defence & Damages reduced by value of any benefit C acquired as a result of contract \tn % Row Count 9 (+ 4) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{2.4885 cm} x{2.4885 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{Damages for Negligent Misrepresentation}} \tn % Row 0 \SetRowColor{LightBackground} Places innocent party in position they would have been but for the misrepresentation & Damages can also be given in lieu of rescission \tn % Row Count 5 (+ 5) % Row 1 \SetRowColor{white} \mymulticolumn{2}{x{5.377cm}}{Contrib available where loss was partly fault of representee} \tn % Row Count 7 (+ 2) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{1.64772 cm} x{1.23579 cm} x{1.69349 cm} } \SetRowColor{DarkBackground} \mymulticolumn{3}{x{5.377cm}}{\bf\textcolor{white}{Damages for Innocent Misrepresentation}} \tn % Row 0 \SetRowColor{LightBackground} Only entitled to rescission and indemnity (if applicable) & No automatic right to damages & Court has discretion to award damages in lieu of rescission \tn % Row Count 5 (+ 5) \hhline{>{\arrayrulecolor{DarkBackground}}---} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{X} \SetRowColor{DarkBackground} \mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{EXEMPTING MISREPRESENTATION}} \tn % Row 0 \SetRowColor{LightBackground} \mymulticolumn{1}{x{5.377cm}}{Cannot exclude/restrict liability unless it satisfies requirement of reasonableness.} \tn % Row Count 2 (+ 2) \hhline{>{\arrayrulecolor{DarkBackground}}-} \end{tabularx} \par\addvspace{1.3em} \begin{tabularx}{5.377cm}{x{2.18988 cm} x{2.78712 cm} } \SetRowColor{DarkBackground} \mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{ALTERNATIVE CLAIMS TO MISREPRESENTATION}} \tn % Row 0 \SetRowColor{LightBackground} Claim for breach: & Where misrepresented statement is incorporated into contract \tn % Row Count 3 (+ 3) % Row 1 \SetRowColor{white} Claim in negligent misstatement: & Where duty of care exists in tort \tn % Row Count 5 (+ 2) \hhline{>{\arrayrulecolor{DarkBackground}}--} \end{tabularx} \par\addvspace{1.3em} % That's all folks \end{multicols*} \end{document}