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\author{EnriqueMedina}
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  /Title (finance-concepts.pdf)
  /Creator (Cheatography)
  /Author (EnriqueMedina)
  /Subject (Finance Concepts Cheat Sheet)
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    \vspace{-2pt}\large{\bf{\textcolor{DarkBackground}{\textrm{Finance Concepts Cheat Sheet}}}} \\
    \normalsize{by \textcolor{DarkBackground}{EnriqueMedina} via \textcolor{DarkBackground}{\uline{cheatography.com/67743/cs/42769/}}}
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  \mymulticolumn{2}{p{5.377cm}}{\bf\textcolor{white}{Cheatographer}}  \\
  \vspace{-2pt}EnriqueMedina \\
  \uline{cheatography.com/enriquemedina} \\
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  \mymulticolumn{1}{p{5.377cm}}{\bf\textcolor{white}{Cheat Sheet}}  \\
   \vspace{-2pt}Published 18th March, 2024.\\
   Updated 19th March, 2024.\\
   Page {\thepage} of \pageref{LastPage}.
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  Measure your website readability!\\
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\mymulticolumn{1}{x{8.4cm}}{\bf\textcolor{white}{Introduction}}  \tn
% Row 0
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\mymulticolumn{1}{x{8.4cm}}{This cheat sheet seeks to bridge the gap between technical knowledge and financial literacy. Its purpose is to empower engineers with the knowledge to navigate financial discussions effectively. Your feedback and suggestions for enhancements are greatly appreciated. Please send them to Enrique at enriqueM@company.com} \tn 
% Row Count 7 (+ 7)
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\mymulticolumn{2}{x{8.4cm}}{\bf\textcolor{white}{Basic Investment Terminology}}  \tn
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Asset & Any resource with economic value that an individual, corporation, or country owns or controls with the expectation that it will provide future benefit. \tn 
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% Row 1
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Capital & Capital refers to financial assets or resources that a business or individual uses to generate income or wealth. It can include cash, machinery, property, investments, and other assets. \tn 
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% Row 2
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\seqsplit{Principal} & The original sum of money invested or borrowed, excluding any interest or earnings. It is the initial amount of money that is either invested or loaned. \tn 
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\seqsplit{Portfolio} & A collection of financial investments such as stocks, bonds, mutual funds, and other securities held by an individual, institution, or fund manager. \tn 
% Row Count 24 (+ 5)
% Row 4
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Return & Also known as investment return, is the gain or loss on an investment over a specific period, expressed as a percentage of the initial investment. \tn 
% Row Count 29 (+ 5)
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Capital Gain & The profit earned from the sale of an asset, such as stocks, real estate, or other investments, that has increased in value since its purchase. \tn 
% Row Count 34 (+ 5)
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\mymulticolumn{2}{x{8.4cm}}{\bf\textcolor{white}{Basic Investment Terminology (cont)}}  \tn
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Capital Loss & The decrease in value of an asset when it is sold for less than its purchase price. \tn 
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\mymulticolumn{2}{x{8.4cm}}{\bf\textcolor{white}{Investment Asset Classes}}  \tn
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Cash & Physical currency or money in the form of coins or banknotes that is readily available for transactions. \tn 
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Bonds & Bonds are debt securities issued by governments or corporations to raise capital. \tn 
% Row Count 7 (+ 3)
% Row 2
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Mutual Funds & Investment vehicles that pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other assets. \tn 
% Row Count 12 (+ 5)
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ETFs & Investment funds that are traded on stock exchanges like individual stocks. They hold assets such as stocks, bonds, or commodities and provide investors with exposure to a diversified portfolio in a single security. \tn 
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Stocks & Also known as shares or equities, represent ownership in a company. \tn 
% Row Count 23 (+ 3)
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Real Estate & Property consisting of land, buildings, and natural resources such as minerals and water. It includes residential, commercial, and industrial properties that can be bought, sold, or rented for investment or personal use. \tn 
% Row Count 31 (+ 8)
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\seqsplit{Commodities} & Raw materials or primary agricultural products that can be bought and sold, such as oil, gold, wheat, and livestock. \tn 
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\mymulticolumn{1}{x{8.4cm}}{"Financial Terms Dictionary." Investopedia, Investopedia, \seqsplit{www.investopedia.com/financial-term-dictionary-4769738.} Accessed 18 Mar. 2024.} \tn 
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Credit & A financial transaction that increases assets or decreases liabilities and equity on a company's balance sheet. \tn 
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Debit & A financial transaction that decreases assets or increases liabilities and equity on a company's balance sheet. \tn 
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\seqsplit{Liability} & An obligation or debt that a person or entity owes to another party. It can include loans, mortgages, accounts payable, and other financial obligations that must be settled in the future. \tn 
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Equity & The ownership interest in a company or asset after subtracting liabilities. It can also refer to stock or shares in a company that represent ownership. \tn 
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Net worth & The value of assets owned by an individual, company, or entity minus the total liabilities or debts owed. \tn 
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Broker & Financial intermediary or agent who facilitates the buying and selling of securities (such as stocks, bonds, and mutual funds) between buyers and sellers. \tn 
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% Row 1
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Share Issuance & The process of a company offering new shares of stock to investors, either through an initial public offering (IPO) or a secondary offering. It increases the total number of shares outstanding. \tn 
% Row Count 13 (+ 7)
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Share Retirement & The process by which a company buys back its own shares from the open market or existing shareholders. It reduces the number of shares outstanding. \tn 
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Share Split & Also known as a stock split, is a corporate action in which a company increases the number of its outstanding shares by dividing existing shares into multiple shares. \tn 
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% Row 4
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Dividends & Payments made by a company to its shareholders as a distribution of profits. They can be in the form of cash dividends, stock dividends, or property dividends and are typically paid on a regular basis. \tn 
% Row Count 33 (+ 8)
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IPO & Initial public offering, is the process by which a private company offers its shares to the public for the first time, allowing it to raise capital from investors in exchange for ownership stakes in the company. \tn 
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% That's all folks
\end{multicols*}

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