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    \vspace{-2pt}\large{\bf{\textcolor{DarkBackground}{\textrm{financial models Cheat Sheet}}}} \\
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  \vspace{-2pt}echoecho \\
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  \mymulticolumn{1}{p{5.377cm}}{\bf\textcolor{white}{Cheat Sheet}}  \\
   \vspace{-2pt}Not Yet Published.\\
   Updated 14th April, 2024.\\
   Page {\thepage} of \pageref{LastPage}.
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  Measure your website readability!\\
  www.readability-score.com
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\begin{multicols*}{3}

\begin{tabularx}{5.377cm}{X}
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\mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{what is financial modelling}}  \tn
% Row 0
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\mymulticolumn{1}{x{5.377cm}}{The objective is to combine accounting, finance and business metrics to create an abstract representation of a company in Excel forecasted into the future.} \tn 
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\mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{uses of financial modelling}}  \tn
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\mymulticolumn{1}{x{5.377cm}}{- making business decisions at a company} \tn 
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% Row 1
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\mymulticolumn{1}{x{5.377cm}}{- making investments in a private/public company} \tn 
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\mymulticolumn{1}{x{5.377cm}}{- pricing securities} \tn 
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\mymulticolumn{1}{x{5.377cm}}{- undergoing a corporate transaction such as M\&A, divestiture, capital raise} \tn 
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\mymulticolumn{2}{x{5.377cm}}{\bf\textcolor{white}{who builds}}  \tn
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- investment banking analysts \& associates & - equity research analysts \& associates \tn 
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- private equity analysts \& associates & - credit analysts \tn 
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- fp\&a analysts \& managers & - corporate development analysts \& managers \tn 
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\mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{steps to build}}  \tn
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\mymulticolumn{1}{x{5.377cm}}{{\bf{historical data}} at least 3 years of input} \tn 
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\mymulticolumn{1}{x{5.377cm}}{{\bf{ratios and metrics}} calculate ratios/metrics such as margins, growth rates, asset turnover, inventory changes} \tn 
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\mymulticolumn{1}{x{5.377cm}}{{\bf{assumptions}} build ratios and metrics into the future by making assumptions about margins, growth rates, etc.} \tn 
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% Row 3
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\mymulticolumn{1}{x{5.377cm}}{{\bf{forecast}} forecast the three financial statements into the future using the assumptions} \tn 
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\mymulticolumn{1}{x{5.377cm}}{{\bf{valuation}} value the company using the discounted cash flow (DCF) analysis method} \tn 
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\mymulticolumn{1}{x{5.377cm}}{{\bf{additional analysis}} sensitivity scenarios, charts, graphs, dashboards} \tn 
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\mymulticolumn{1}{x{5.377cm}}{\bf\textcolor{white}{what makes a good model}}  \tn
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\mymulticolumn{1}{x{5.377cm}}{a good financial model is simple enough that anyone can comprehend it, yet detailed enough to handle complex situations.} \tn 
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\mymulticolumn{1}{x{5.377cm}}{} \tn 
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\mymulticolumn{1}{x{5.377cm}}{{\bf{general best practices for building models in excel}}} \tn 
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\mymulticolumn{1}{x{5.377cm}}{1. well structured with a good layout} \tn 
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\mymulticolumn{1}{x{5.377cm}}{2. easy to follow and understand} \tn 
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\mymulticolumn{1}{x{5.377cm}}{3. drivers and assumptions clearly laid out} \tn 
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\mymulticolumn{1}{x{5.377cm}}{4. simplicity over complexity} \tn 
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\mymulticolumn{1}{x{5.377cm}}{5. accurate} \tn 
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\mymulticolumn{1}{x{5.377cm}}{6. focus on important issues (what are the main drivers of a model - there is usually only 5/6 key assumptions that make or break a business or transaction)} \tn 
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\mymulticolumn{1}{x{5.377cm}}{7. visual outputs (don't share the inner workings of any model)} \tn 
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\mymulticolumn{1}{x{5.377cm}}{{\emph{Earnings guidance - comments management gives about what it expects its company will do in the future. These comments are also known as "forward-looking statements" because they focus on sales or earnings expectations in light of industry and macroeconomic trends.}}}  \tn 
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% That's all folks
\end{multicols*}

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