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% Document Info
\author{AFIQ ROHAINI}
\pdfinfo{
  /Title (fiqhmuamalat123.pdf)
  /Creator (Cheatography)
  /Author (AFIQ ROHAINI)
  /Subject (fiqhmuamalat123 Cheat Sheet)
}

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\noindent
\begin{multicols}{3}
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    {\parbox{\dimexpr\textwidth-2\fboxsep\relax}{\noindent
        \hspace*{-6pt}\includegraphics[width=5.8cm]{/web/www.cheatography.com/public/images/cheatography_logo.pdf}}
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\begin{tabulary}{11cm}{L}
    \vspace{-2pt}\large{\bf{\textcolor{DarkBackground}{\textrm{fiqhmuamalat123 Cheat Sheet}}}} \\
    \normalsize{by \textcolor{DarkBackground}{AFIQ ROHAINI} via \textcolor{DarkBackground}{\uline{cheatography.com/123421/cs/23271/}}}
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\noindent
\begin{multicols}{3}
\begin{tabulary}{5.8cm}{LL}
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  \mymulticolumn{2}{p{5.377cm}}{\bf\textcolor{white}{Cheatographer}}  \\
  \vspace{-2pt}AFIQ ROHAINI \\
  \uline{cheatography.com/afiq-rohaini} \\
  \end{tabulary}
\vfill
\columnbreak
\begin{tabulary}{5.8cm}{L}
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  \mymulticolumn{1}{p{5.377cm}}{\bf\textcolor{white}{Cheat Sheet}}  \\
   \vspace{-2pt}Published 14th June, 2020.\\
   Updated 23rd June, 2020.\\
   Page {\thepage} of \pageref{LastPage}.
\end{tabulary}
\vfill
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  \mymulticolumn{1}{p{5.377cm}}{\bf\textcolor{white}{Sponsor}}  \\
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  \vspace{-5pt}
  %\includegraphics[width=48px,height=48px]{dave.jpeg}
  Measure your website readability!\\
  www.readability-score.com
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\end{multicols}}




\begin{document}
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% www.emerson.emory.edu/services/latex/latex_169.html
\footnotesize % Small font.

\begin{multicols*}{2}

\begin{tabularx}{8.4cm}{x{3.04 cm} x{3.8 cm} p{0.76 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{3}{x{8.4cm}}{\bf\textcolor{white}{KONSEP PINJAMAN DALAM ISLAM}}  \tn
% Row 0
\SetRowColor{LightBackground}
Al-'Ariyah & Al-Qadr &  \tn 
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% Row 1
\SetRowColor{white}
1) Al-'Ariyah : melibatkan barangan atau benda yang tidak musnah apabila digunakan (kereta) & 2) Al-Qadr : melibatkan pemindahan pemilikan barang yang boleh dianggarakan (bilangan) &  \tn 
% Row Count 7 (+ 6)
\hhline{>{\arrayrulecolor{DarkBackground}}---}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{8.4cm}{X}
\SetRowColor{DarkBackground}
\mymulticolumn{1}{x{8.4cm}}{\bf\textcolor{white}{PRINSIP AL-QADR AL-HASAN}}  \tn
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\mymulticolumn{1}{x{8.4cm}}{Maksud Al-Qadr Al-Hasan ialah pinjaman yang baik} \tn 
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% Row 1
\SetRowColor{white}
\mymulticolumn{1}{x{8.4cm}}{Islam telah jelas mengharamkan sebarang bentuk pinjaman yang mempunyai faedah} \tn 
% Row Count 3 (+ 2)
% Row 2
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{8.4cm}}{Peminjam hanya perlu membayar jumlah wang yang dipinjam sahaja tanpa dikenekan faedah} \tn 
% Row Count 5 (+ 2)
\hhline{>{\arrayrulecolor{DarkBackground}}-}
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{8.4cm}}{Hukum pelaksanaan Qard Al-Hasan adalah sunat berdasarkan hadis Rasulullah dan juga ijma' dan fuqaha'}  \tn 
\hhline{>{\arrayrulecolor{DarkBackground}}-}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{8.4cm}{X}
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\mymulticolumn{1}{x{8.4cm}}{\bf\textcolor{white}{PANDANGAN ISLAM MENGENAI AMALAN BERHUTANG}}  \tn
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\SetRowColor{LightBackground}
\mymulticolumn{1}{x{8.4cm}}{Islam tidak menggalakan umatnya berhutang atau membuat pinjaman kewanganterutama sekali bagi tujuan yang melebihi keperluan asas kehidupan} \tn 
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% Row 1
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\mymulticolumn{1}{x{8.4cm}}{Agama Islam menganjurkan umatnya menjalani kehidupan secara wasatiyyah atau bersederhana dan mengutamakan sikap qana'ah} \tn 
% Row Count 6 (+ 3)
\hhline{>{\arrayrulecolor{DarkBackground}}-}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{8.4cm}{x{4 cm} x{4 cm} }
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\mymulticolumn{2}{x{8.4cm}}{\bf\textcolor{white}{LARANGAN RIBA}}  \tn
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Berdasarkan kepada firman  Allah SWT dalam surah al-Baqarah ayat 275 & Fatwa pengharaman riba \tn 
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"Wahai orang-orang yang beriman! Janganlah kamu makan atau  mengambil riba dengan berlipat-lipat ganda, dan hendaklah kamu  bertaqwa kepada Allah supaya kamu berjaya." & Al-Mu'tamar AI Islamiy 1.i Majma' al-Buhuth al-Islamiyyah telah membuat keputusan  bahawa faedah yang dikenakan dalam semua bentuk pinjaman  (hutang) adalah riba \tn 
% Row Count 13 (+ 9)
\hhline{>{\arrayrulecolor{DarkBackground}}--}
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\par\addvspace{1.3em}

\begin{tabularx}{8.4cm}{x{4 cm} x{4 cm} }
\SetRowColor{DarkBackground}
\mymulticolumn{2}{x{8.4cm}}{\bf\textcolor{white}{RUKUN AL-QADR}}  \tn
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1. Pemiutang (orang yang memberi hutang) & 2. Penghutang/Peminjam \tn 
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\SetRowColor{white}
(a) Seorang ahli tabarru (yang boleh menguruskan harta, berurus niaga dan memiliki harta tersebut & (a) Bukan seorang yang yang gila atau kanak-kanak \tn 
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(b) Tiada unsur paksaan(redha) & (b) Tiada unsur pakssan (redha) \tn 
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\SetRowColor{white}
 & (c) Berkemampuan membayar balik pinjaman \tn 
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\SetRowColor{LightBackground}
3. Barang yang dipinjam & 4. Sighah (Ijab dan Qabul) \tn 
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% Row 5
\SetRowColor{white}
(a) Barangan yang boleh ditimbang dan dibilang & (a) Mestilah mempunyai lafaz ijab dan qabul yang memberi maksud pemberian pinjaman dan hutang \tn 
% Row Count 18 (+ 5)
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\begin{tabularx}{8.4cm}{X}
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\mymulticolumn{1}{x{8.4cm}}{\bf\textcolor{white}{OBJEKTIF PELAKSANAAN AL-QADR AL-HASAN}}  \tn
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\mymulticolumn{1}{x{8.4cm}}{Membantu golongan yang memerlukan.} \tn 
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\mymulticolumn{1}{x{8.4cm}}{Merapatkan jurang perbezaan antara golongan yang kaya} \tn 
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\mymulticolumn{1}{x{8.4cm}}{Memupuk semangat persaudaraan} \tn 
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\mymulticolumn{1}{x{8.4cm}}{Mengukuhkan sektor sosio ekonomi negara} \tn 
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\mymulticolumn{1}{x{8.4cm}}{Menyediakan ruang, peluang dan kemudahan kepada  golongan berpendapatan rendah untuk menceburkan diri dalam  sektor perniagaan} \tn 
% Row Count 8 (+ 3)
\hhline{>{\arrayrulecolor{DarkBackground}}-}
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\par\addvspace{1.3em}

\begin{tabularx}{8.4cm}{X}
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\mymulticolumn{1}{x{8.4cm}}{\bf\textcolor{white}{AL-QADR SEBAGAI INSTRUMEN PENJANA SOSIO EKONOMI}}  \tn
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\mymulticolumn{1}{x{8.4cm}}{Prinsip qard hasan digunakan secara meluas  dalam skim pajak gadai Islam atau al-rahnu di Malaysia yang  ditawarkan oleh koperasi dan bank} \tn 
% Row Count 3 (+ 3)
% Row 1
\SetRowColor{white}
\mymulticolumn{1}{x{8.4cm}}{Beberapa institusi kewangan dan  koperasi di Malaysia yang menawarkan skim pinjaman kewangan  dan pembiayaan untuk menunaikan haji atau umrah meskipun  tidak semua pinjaman tersebut adalah berlandaskan kepada  prinsip qard hasan} \tn 
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\hhline{>{\arrayrulecolor{DarkBackground}}-}
\end{tabularx}
\par\addvspace{1.3em}


% That's all folks
\end{multicols*}

\end{document}