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%\usepackage{opensans}          % Can't make this work so far. Shame. Would be lovely.
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% Most of the following are not required for the majority
% of cheat sheets but are needed for some symbol support.
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% Document Info
\author{adax}
\pdfinfo{
  /Title (lendingpad-critical-dates.pdf)
  /Creator (Cheatography)
  /Author (adax)
  /Subject (LendingPad Critical Dates Cheat Sheet)
}

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\fancyhead[L]{
\noindent
\begin{multicols}{3}
\begin{tabulary}{5.8cm}{C}
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    \vspace{-7pt}
    {\parbox{\dimexpr\textwidth-2\fboxsep\relax}{\noindent
        \hspace*{-6pt}\includegraphics[width=5.8cm]{/web/www.cheatography.com/public/images/cheatography_logo.pdf}}
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\begin{tabulary}{11cm}{L}
    \vspace{-2pt}\large{\bf{\textcolor{DarkBackground}{\textrm{LendingPad Critical Dates Cheat Sheet}}}} \\
    \normalsize{by \textcolor{DarkBackground}{adax} via \textcolor{DarkBackground}{\uline{cheatography.com/145380/cs/31307/}}}
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\noindent
\begin{multicols}{3}
\begin{tabulary}{5.8cm}{LL}
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  \mymulticolumn{2}{p{5.377cm}}{\bf\textcolor{white}{Cheatographer}}  \\
  \vspace{-2pt}adax \\
  \uline{cheatography.com/adax} \\
  \end{tabulary}
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  \SetRowColor{FootBackground}
  \mymulticolumn{1}{p{5.377cm}}{\bf\textcolor{white}{Cheat Sheet}}  \\
   \vspace{-2pt}Not Yet Published.\\
   Updated 23rd March, 2022.\\
   Page {\thepage} of \pageref{LastPage}.
\end{tabulary}
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\columnbreak
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  \vspace{-5pt}
  %\includegraphics[width=48px,height=48px]{dave.jpeg}
  Measure your website readability!\\
  www.readability-score.com
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\end{multicols}}




\begin{document}
\raggedright
\raggedcolumns

% Set font size to small. Switch to any value
% from this page to resize cheat sheet text:
% www.emerson.emory.edu/services/latex/latex_169.html
\footnotesize % Small font.


\begin{tabularx}{17.67cm}{X}
\SetRowColor{DarkBackground}
\mymulticolumn{1}{x{17.67cm}}{\bf\textcolor{white}{Loan Officer}}  \tn
% Row 0
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{17.67cm}}{*Prospect/ Lead -\textgreater{} Lead Received} \tn 
% Row Count 1 (+ 1)
% Row 1
\SetRowColor{white}
\mymulticolumn{1}{x{17.67cm}}{*Prequalified} \tn 
% Row Count 2 (+ 1)
% Row 2
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{17.67cm}}{*PreApproval} \tn 
% Row Count 3 (+ 1)
% Row 3
\SetRowColor{white}
\mymulticolumn{1}{x{17.67cm}}{*Application Taken} \tn 
% Row Count 4 (+ 1)
% Row 4
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{17.67cm}}{*Borrower Submission} \tn 
% Row Count 5 (+ 1)
% Row 5
\SetRowColor{white}
\mymulticolumn{1}{x{17.67cm}}{*Processing -\textgreater{} The date when the loan is approved with conditions from the external UW} \tn 
% Row Count 7 (+ 2)
% Row 6
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{17.67cm}}{*Registered -\textgreater{} Register the loan at a lender.} \tn 
% Row Count 8 (+ 1)
% Row 7
\SetRowColor{white}
\mymulticolumn{1}{x{17.67cm}}{*Initial Submission - \textgreater{} LO submission to internal underwriting.} \tn 
% Row Count 10 (+ 2)
% Row 8
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{17.67cm}}{*Condition Submission -\textgreater{} Advising internal UW that conditions have been uploaded.} \tn 
% Row Count 12 (+ 2)
% Row 9
\SetRowColor{white}
\mymulticolumn{1}{x{17.67cm}}{*CTC -\textgreater{} External UW.} \tn 
% Row Count 13 (+ 1)
% Row 10
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{17.67cm}}{*Estimated Closing -\textgreater{} Contract or target closing date.} \tn 
% Row Count 15 (+ 2)
% Row 11
\SetRowColor{white}
\mymulticolumn{1}{x{17.67cm}}{*Withdrawn -\textgreater{} Adverse the file after pulling credit if no longer working with the file.} \tn 
% Row Count 17 (+ 2)
% Row 12
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{17.67cm}}{*Incomplete -\textgreater{} No credit pulled, no longer working.} \tn 
% Row Count 19 (+ 2)
% Row 13
\SetRowColor{white}
\mymulticolumn{1}{x{17.67cm}}{*Intend to proceed -\textgreater{} Initial disclosures are signed by the borrower} \tn 
% Row Count 21 (+ 2)
% Row 14
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{17.67cm}}{*LE Issued / LE Delivered (same date) -\textgreater{} Link Delivered in UWM, the date when LE is pushed out.} \tn 
% Row Count 23 (+ 2)
% Row 15
\SetRowColor{white}
\mymulticolumn{1}{x{17.67cm}}{*LE Delivery Method} \tn 
% Row Count 24 (+ 1)
% Row 16
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{17.67cm}}{*LE Received -\textgreater{} Sign and Submit in UWM} \tn 
% Row Count 25 (+ 1)
% Row 17
\SetRowColor{white}
\mymulticolumn{1}{x{17.67cm}}{*LE Re-Disclosure Issued} \tn 
% Row Count 26 (+ 1)
% Row 18
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{17.67cm}}{*LE Re-Disclosure Received} \tn 
% Row Count 27 (+ 1)
% Row 19
\SetRowColor{white}
\mymulticolumn{1}{x{17.67cm}}{*CD Issued / CD Delivered - Same Date (same logic with LE Issued/Delivered)} \tn 
% Row Count 29 (+ 2)
% Row 20
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{17.67cm}}{*CD Delivery Method} \tn 
% Row Count 30 (+ 1)
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{17.67cm}{X}
\SetRowColor{DarkBackground}
\mymulticolumn{1}{x{17.67cm}}{\bf\textcolor{white}{Loan Officer (cont)}}  \tn
% Row 21
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{17.67cm}}{*CD Received} \tn 
% Row Count 1 (+ 1)
% Row 22
\SetRowColor{white}
\mymulticolumn{1}{x{17.67cm}}{*CD Re-Disclosure Issued (If locked – re issue)} \tn 
% Row Count 2 (+ 1)
% Row 23
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{17.67cm}}{*CD Re-Disclosure Received} \tn 
% Row Count 3 (+ 1)
% Row 24
\SetRowColor{white}
\mymulticolumn{1}{x{17.67cm}}{*E consent -\textgreater{} The borrower signs the package} \tn 
% Row Count 4 (+ 1)
% Row 25
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{17.67cm}}{*Appraisal Delivered} \tn 
% Row Count 5 (+ 1)
\hhline{>{\arrayrulecolor{DarkBackground}}-}
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{17.67cm}}{NOTE: Please update every critical date of every loan with the right date and time.}  \tn 
\hhline{>{\arrayrulecolor{DarkBackground}}-}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{17.67cm}{X}
\SetRowColor{DarkBackground}
\mymulticolumn{1}{x{17.67cm}}{\bf\textcolor{white}{Underwriter:}}  \tn
% Row 0
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{17.67cm}}{Approved -\textgreater{} Loan approved to submit to the lender} \tn 
% Row Count 1 (+ 1)
% Row 1
\SetRowColor{white}
\mymulticolumn{1}{x{17.67cm}}{Denied - \textgreater{} After the conversation with the LO, the loan not moving forward.} \tn 
% Row Count 3 (+ 2)
% Row 2
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{17.67cm}}{Not accepted -\textgreater{} When there are not enough docs to underwrite the file.} \tn 
% Row Count 5 (+ 2)
% Row 3
\SetRowColor{white}
\mymulticolumn{1}{x{17.67cm}}{Suspended -\textgreater{} Conditions needed to approve.} \tn 
% Row Count 6 (+ 1)
\hhline{>{\arrayrulecolor{DarkBackground}}-}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{17.67cm}{X}
\SetRowColor{DarkBackground}
\mymulticolumn{1}{x{17.67cm}}{\bf\textcolor{white}{Closer:}}  \tn
% Row 0
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{17.67cm}}{Schedule Closing} \tn 
% Row Count 1 (+ 1)
% Row 1
\SetRowColor{white}
\mymulticolumn{1}{x{17.67cm}}{Estimated Funding / Disbursement} \tn 
% Row Count 2 (+ 1)
% Row 2
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{17.67cm}}{Closed} \tn 
% Row Count 3 (+ 1)
% Row 3
\SetRowColor{white}
\mymulticolumn{1}{x{17.67cm}}{Funded} \tn 
% Row Count 4 (+ 1)
% Row 4
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{17.67cm}}{Post Closing} \tn 
% Row Count 5 (+ 1)
% Row 5
\SetRowColor{white}
\mymulticolumn{1}{x{17.67cm}}{In Shipping} \tn 
% Row Count 6 (+ 1)
% Row 6
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{17.67cm}}{Purchased} \tn 
% Row Count 7 (+ 1)
\hhline{>{\arrayrulecolor{DarkBackground}}-}
\end{tabularx}
\par\addvspace{1.3em}

\begin{tabularx}{17.67cm}{X}
\SetRowColor{DarkBackground}
\mymulticolumn{1}{x{17.67cm}}{\bf\textcolor{white}{Do NOT complete:}}  \tn
% Row 0
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{17.67cm}}{Servicing} \tn 
% Row Count 1 (+ 1)
% Row 1
\SetRowColor{white}
\mymulticolumn{1}{x{17.67cm}}{Rescinded} \tn 
% Row Count 2 (+ 1)
\hhline{>{\arrayrulecolor{DarkBackground}}-}
\SetRowColor{LightBackground}
\mymulticolumn{1}{x{17.67cm}}{NOTE: We are not using these critical dates for our process as of now.}  \tn 
\hhline{>{\arrayrulecolor{DarkBackground}}-}
\end{tabularx}
\par\addvspace{1.3em}



\end{document}